Author Topic: Chase Card Management Strategy Question  (Read 1234 times)

Offline flyingace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2008
  • Posts: 1409
  • Total likes: 405
  • DansDeals.com Hat Tips 0
    • View Profile
Chase Card Management Strategy Question
« on: September 06, 2020, 04:48:14 PM »
I am just out of 48 months for the Reserve. Annual fee has come due and I have minimal points left. Current offer is at 50000 and Preferred at 60000. I am planning to downgrade to Freedom as I have the other cards currently. Would you apply for preferred or wait and see if reserve has a better offer in the upcoming months?

Offline Samb

  • Dansdeals Gold Elite
  • ***
  • Join Date: Jul 2020
  • Posts: 237
  • Total likes: 24
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Next to coffee
Re: Chase Card Management Strategy Question
« Reply #1 on: September 06, 2020, 07:08:12 PM »
I am just out of 48 months for the Reserve. Annual fee has come due and I have minimal points left. Current offer is at 50000 and Preferred at 60000. I am planning to downgrade to Freedom as I have the other cards currently. Would you apply for preferred or wait and see if reserve has a better offer in the upcoming months?
Reserve did not have a better offer for the last two years don’t think something is co in now......

Offline flyingace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2008
  • Posts: 1409
  • Total likes: 405
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Card Management Strategy Question
« Reply #2 on: September 06, 2020, 08:29:53 PM »
Reserve did not have a better offer for the last two years don’t think something is co in now......
Thanks

Offline S209

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Jun 2016
  • Posts: 7469
  • Total likes: 3930
  • DansDeals.com Hat Tips 1
  • Gender: Male
    • View Profile
    • Gowns By Shevy
  • Location: Lakewood
  • Programs: Marriott Gold, Star Alliance Gold, Hyatt Explorist, Hertz PC, National EE, Rock Royalty Wild Card, Wyndham Diamond, MLife Gold, Caesars Diamond, Hilton Diamond, Uber VIP, IHG Platinum Elite, ANA Platinum, DDF Lifetime Prez Platinum Elite, AmEx Platinum
Re: Chase Card Management Strategy Question
« Reply #3 on: September 07, 2020, 08:52:18 PM »
I am just out of 48 months for the Reserve. Annual fee has come due and I have minimal points left. Current offer is at 50000 and Preferred at 60000. I am planning to downgrade to Freedom as I have the other cards currently. Would you apply for preferred or wait and see if reserve has a better offer in the upcoming months?
Make sure to downgrade to the regular Freedom as they are not accepting new applications after 9/14
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline flyingace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2008
  • Posts: 1409
  • Total likes: 405
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Chase Card Management Strategy Question
« Reply #4 on: September 08, 2020, 07:46:41 AM »
Make sure to downgrade to the regular Freedom as they are not accepting new applications after 9/14
Thanks!