Author Topic: How to collect a big amount of UR points (Chase) (Read 114679 times)

AsherO · « **Reply #60 on:** December 09, 2011, 03:21:12 AM »

Quote from: Fefferkorn on December 09, 2011, 02:55:04 AM

I've always entered amounts like 120K-180K and I've done well (never spoke to any recon dept though).
What kind of things can I tell the "which'll fly"?

Just be creative. Either way, even half that amount ($60k which you can earn at a desk job) and you'll be fine, so ling as your other ducks are lined up (e.g. credit, utilization, etc.)

Fefferkorn · « **Reply #61 on:** December 09, 2011, 03:31:23 AM »

Quote from: AsherO on December 09, 2011, 03:21:12 AM

Just be creative. Either way, even half that amount ($60k which you can earn at a desk job) and you'll be fine, so ling as your other ducks are lined up (e.g. credit, utilization, etc.)

I'm not the creative type.. ebay? new business? are those lame?

AsherO · « **Reply #62 on:** December 09, 2011, 03:32:41 AM »

Quote from: Fefferkorn on December 09, 2011, 03:31:23 AM

I'm not the creative type.. ebay? new business? are those lame?

Report a lower amount and say it's your job. Or if the app asks for household income, include relative's incomes and report what you usually do,

Fefferkorn · « **Reply #63 on:** December 09, 2011, 03:46:03 AM »

Quote from: AsherO on December 09, 2011, 03:32:41 AM

Report a lower amount and say it's your job. Or if the app asks for household income, include relative's incomes and report what you usually do,

Thank you for all your help. Last question (for tonight

): Recon ALWAYS talks about your income no matter what? Or sometimes it's just a matter of moving credit lines etc. and they leave the income topic alone?

AsherO · « **Reply #64 on:** December 09, 2011, 03:56:31 AM »

Quote from: Fefferkorn on December 09, 2011, 03:46:03 AM

Thank you for all your help. Last question (for tonight ): Recon ALWAYS talks about your income no matter what? Or sometimes it's just a matter of moving credit lines etc. and they leave the income topic alone?

Depends on what they're worried about. But for the umpteenth time, if you sound confident they will accept what you tell them (within reason).

Fefferkorn · « **Reply #65 on:** December 10, 2011, 10:56:10 PM »

Update: Applied for CO,SP and IB and got the following on all three

:

Quote

We have received your application. Our analysts are currently reviewing your application, and our goal is to notify you within 10 days of this application. Notifications are usually sent within this time, but in some circumstances it may take up to 30 days for processing.

Please do not resubmit your application.

Please close this window. If you don't, someone could access your personal information by using the 'back' button on your browser.

Chances that I'll get any of them without recon?....

Avid Reader · « **Reply #66 on:** December 11, 2011, 01:51:00 AM »

Quote from: Fefferkorn on December 10, 2011, 10:56:10 PM

Update: Applied for CO,SP and IB and got the following on all three :Chances that I'll get any of them without recon?....

Nice chances of getting some of them WITH recon. It's no big deal to call them.

Fefferkorn · « **Reply #67 on:** December 13, 2011, 12:43:20 AM »

Quote from: Avid Reader on December 11, 2011, 01:51:00 AM

Nice chances of getting some of them WITH recon. It's no big deal to call them.

Should I call them now or wait for the letter?
What should I say when I call?

gevaldig · « **Reply #68 on:** December 13, 2011, 08:44:54 AM »

wait for the letter.

Fefferkorn · « **Reply #69 on:** December 15, 2011, 08:01:41 PM »

Update: got the rejection letter for CO and SP. In both cases the reason is "too many requests for credit or opened accounts with us" (I only have one Chase card).
Did not get any response regarding IB, could that mean that I got IB?
Should I wait to hear about IB before calling recon or call already?

mguy · « **Reply #70 on:** December 15, 2011, 08:51:58 PM »

Quote from: Fefferkorn on December 15, 2011, 08:01:41 PM

Update: got the rejection letter for CO and SP. In both cases the reason is "too many requests for credit or opened accounts with us" (I only have one Chase card).
Did not get any response regarding IB, could that mean that I got IB?
Should I wait to hear about IB before calling recon or call already?

Would make sense that IB may come at a different time as it's a business card and I believe handled differently internally at Chase. Why wait for IB to call?

gevaldig · « **Reply #71 on:** December 15, 2011, 11:54:43 PM »

before you call, read Dans recon blog to get some info

Fefferkorn · « **Reply #72 on:** December 16, 2011, 02:21:18 AM »

Quote from: gevaldig on December 15, 2011, 11:54:43 PM

before you call, read Dans recon blog to get some info

Thanks, will do. Link please?

joeb1 · « **Reply #73 on:** December 16, 2011, 08:40:08 AM »

there is a search box on your upper left side of your screen....you will see it says simple machines forum--its right below there...after putting in the word reconsideration into that white box press search and that should bring you plenty of answers for this question and many others you may have

sawlw · « **Reply #74 on:** December 16, 2011, 08:45:18 AM »

Quote from: joeb1 on December 16, 2011, 08:40:08 AM

there is a search box on your upper left side of your screen....you will see it says simple machines forum--its right below there...after putting in the word reconsideration into that white box press search and that should bring you plenty of answers for this question and many others you may have

This should deff. Be in a wiki

LAXtraveler · « **Reply #75 on:** December 16, 2011, 03:15:40 PM »

Do I have to somehow link my Freedom and SP UR malls? Right now when I log into UR they are 2 separate accounts.

good sam · « **Reply #76 on:** December 17, 2011, 10:45:59 PM »

Quote from: LAXtraveler on December 16, 2011, 03:15:40 PM

Do I have to somehow link my Freedom and SP UR malls? Right now when I log into UR they are 2 separate accounts.

SP UR Malls?
You can access UR mall from freedom or SP. Just be sure to use the right card when you complete the purchase. UR points can be swapped back n forth bet. freedom and SP.

AsherO · « **Reply #77 on:** December 20, 2011, 05:22:19 AM »

Quote from: LAXtraveler on December 16, 2011, 03:15:40 PM

Do I have to somehow link my Freedom and SP UR malls? Right now when I log into UR they are 2 separate accounts.

They are automatically linked as long as you have both accounts sharing the same Chase login. How are you accessing the UR mall?

LAXtraveler · « **Reply #78 on:** December 20, 2011, 11:47:50 AM »

Quote from: AsherO on December 20, 2011, 05:22:19 AM

They are automatically linked as long as you have both accounts sharing the same Chase login. How are you accessing the UR mall?

I log into Chase.com where all my accounts are listed. Then I choose a UR mall either via Freedom or SP.

AsherO · « **Reply #79 on:** December 20, 2011, 12:24:42 PM »

Quote from: LAXtraveler on December 20, 2011, 11:47:50 AM

I log into Chase.com where all my accounts are listed. Then I choose a UR mall either via Freedom or SP.

Ah. If you signed in through ultimaterewards.com it would ask you which card you're signing in for, same if you choose 'switch account' at the top of the UR mall screen.