Sometimes I am just floored by what I read here! There are hundreds of bloggers promoting every stupid 30k mile offer/$300 offer that any bank ever put out.... They know full well that there are thousands of suckers that will bite. Dan does not. For the most part offers posted are either higher than usual or limited time etc.... It's not that he doesn't know that the suckers exist..... He is trying to present an honest opinion to the reader, and obviously he benefits financially from it. As far as I can remember he never actively promoted an inferior offer that was profitable to him over a better offer that wasn't, just to line his pockets. So... we are going to chew him out over a minor difference that requires the hassle of going to the bank, especially when it isn't even clear cut which offer is better?