Just spoke to an account specialist. Asked to downgrade to Arrival. Said not possible, but I can certainly apply.
HUCA #4 or 5. After the Rep said "I'm sorry, this is the best card for you, no downgrade is available," (what kind of nonsense is that, telling me a card with an AF is the best card for me after I said I want a card with no AF) I asked to speak to a supervisor. Lady picks up, IDs herself as a manager.
Manager: So you want no AF?
Me: Yes
Manager launches in to the disclosure for the downgrade to the no AF US Airways. I let her finish.
Me: Actually, now that I hear I lose all those benefits, I think I'd rather downgrade to the Arrival, as it has no forex fee.
Manager: Sure, thats an option, I'll just have to read you a different disclosure.
Me: Sure, I love disclosures
Downgraded to Arrival with 10k bonus for 1k spend