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Author Topic: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.  (Read 2991 times)

Offline pointer

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Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« on: October 22, 2020, 12:03:04 AM »
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Offline lcm

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #1 on: October 22, 2020, 12:37:42 AM »
Does that mean no more horrible all-3-bureas -pulled business?
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Offline yuneeq

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #2 on: October 22, 2020, 09:12:17 AM »
Amazing. Stopped spending on my Spark to keep my personal credit better. No need to make constant payments to lower the balance.
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Offline lev g

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #3 on: October 22, 2020, 10:41:58 AM »
I saw somewhere it said “for new applicants” does that mean that anyone that has a card already it’ll still report?
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Offline Samb

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #4 on: October 22, 2020, 02:37:18 PM »
Quote from: lev g on October 22, 2020, 10:41:58 AM
I saw somewhere it said “for new applicants” does that mean that anyone that has a card already it’ll still report?
as of now, it's only new applicants. and only the Capital One Spark Cash (2% cashback)
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Offline yuneeq

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #5 on: October 22, 2020, 07:14:32 PM »
According to this commenter, Cap1 is also moving to pulling from 2 CB’s instead of all 3

https://www.doctorofcredit.com/capital-one-spark-cash-will-no-longer-report-to-personal-reports/#comment-1077450

@Samb can you confirm?
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Offline Dan

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #6 on: October 23, 2020, 11:26:29 AM »
Quote from: yuneeq on October 22, 2020, 07:14:32 PM
According to this commenter, Cap1 is also moving to pulling from 2 CB’s instead of all 3

https://www.doctorofcredit.com/capital-one-spark-cash-will-no-longer-report-to-personal-reports/#comment-1077450

@Samb can you confirm?
Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.
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Offline Samb

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #7 on: October 25, 2020, 12:59:50 AM »
Quote from: Dan on October 23, 2020, 11:26:29 AM
Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.
Same here.

They also mentioned about two new features

1) Spending power above the limit that will build up slowly up to 3x the credit limit

2) payments clearing same day.

These changes are only on the Spark Cash

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Offline sam28

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #8 on: October 25, 2020, 11:58:19 AM »
Quote from: Dan on October 23, 2020, 11:26:29 AM
Cap1 confirmed the Spark Cash news to me, but they denied the 2 CB news.

and is it only for new apps ?
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Offline ExGingi

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #9 on: October 25, 2020, 12:40:57 PM »
Time for a good SUB offer.
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Offline Dan

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #10 on: October 25, 2020, 12:53:53 PM »
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Offline mmgfarb

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #11 on: October 25, 2020, 07:41:25 PM »
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Offline a good yeshiva bachur

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #12 on: January 18, 2022, 12:48:16 AM »
There seems to be more then one variation of this card, do they all not report to credit bureau?
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Offline mmgfarb

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #13 on: January 18, 2022, 01:35:07 AM »
Quote from: a good yeshiva bachur on January 18, 2022, 12:48:16 AM
There seems to be more then one variation of this card, do they all not report to credit bureau?
It should be all new apps for biz spark cards. Why would you get anything other than the charge card though?
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Offline a good yeshiva bachur

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Re: Capital One Spark Cash Will No Longer Report On Your Personal Credit Report.
« Reply #14 on: January 18, 2022, 01:56:41 AM »
Quote from: mmgfarb on January 18, 2022, 01:35:07 AM
It should be all new apps for biz spark cards. Why would you get anything other than the charge card though?
iirc it’s only on the cash version and not on the miles version
I believe @Dan wrote about it in a DDMS post but I can’t find it
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