Last week I had parked my car in my driveway overnight, a big huge limb from the city's tree fell on the front of my dashboard, smashing my whole windshield as well as damaging my hood and the two side parts of the front of the car.
Damaged some property as well including a fence/gate.
Now I have full coverage from GEICO with my windshield the glass.
In regards to the physical damage done to the vehicle I have $1,000 deductible if I want to claim for an act of God that damaged my vehicle.
While I put in a claim with the city to have the tree limb removed, they told me you can file a claim with the city's controller office to get money back from the city for the damage done.
Now the benefit of me doing that would be I don't have to pay $1,000 deductible to my insurance if I would go with them. Assuming there's no deductible with the city.
Not quite sure what information they need on the form, it says police report(which I never did, while I do have pictures) it says they'll send down an inspector and etc.. not quite sure what I need and what I don't have to fill out, for example they ask for my social which don't feel comfortable putting.
Hence my question here is if anyone who had such a prior experience went through with a claim through the city and can tell me how they went about it?
Thanks.
https://comptroller.nyc.gov/services/for-the-public/claims/file-a-claim/https://portal.311.nyc.gov/article/?kanumber=KA-02138#:~:text=Call%20911%20to%20report%20a,threat%20to%20a%20person's%20life.&text=You%20can%20report%20City%20trees,parks%2C%20and%20other%20public%20places.