I am not so involved in this points business, so I would appreciate any help.
I got a letter from Chase that they are closing my account due to too many returned payments, I called them and they said that its closed and they can't reconsider the decision.
my question is what to do with all my points I have more than 100k points, where will I gain the most by transferring them?
If I transfer it to my brother's account that lives in a different address how likely are they to shut down his account?
Which airline miles will give me the most flexibility if I transfer the points to them?
The only use I can have is airline miles to use for my family, to fly between US - UK - IL or maybe a vacation in CH, AU. etc.
Thanks