Author Topic: Chase closing my account  (Read 2231 times)

Offline CtrlAltDel

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Chase closing my account
« on: November 02, 2020, 08:56:02 AM »
I am not so involved in this points business, so I would appreciate any help.
I got a letter from Chase that they are closing my account due to too many returned payments, I called them and they said that its closed and they can't reconsider the decision.
my question is what to do with all my points I have more than 100k points, where will I gain the most by transferring them?
If I transfer it to my brother's account that lives in a different address how likely are they to shut down his account?
Which airline miles will give me the most flexibility if I transfer the points to them?
The only use I can have is airline miles to use for my family, to fly between US - UK - IL or maybe a vacation in CH, AU. etc.

Thanks
« Last Edit: November 02, 2020, 09:29:30 AM by CtrlAltDel »

Offline CountValentine

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Re: Chase closing my account
« Reply #1 on: November 02, 2020, 08:59:53 AM »
I am not so involved in this points business, so I would appreciate any help.
I got a letter from Chase that they are closing my account due to too many returned payments, I called them and they said that its closed and they can't reconsider the decision.
my question is what to do with all my points I have more than 100k points, where will I gain the most by transferring them?
If I transfer it to my brother's account that lives in a different address how likely are they to shut down his account?
Which airline miles will give me the most flexibility if I transfer the points to them?

Thanks
Sorry to here about the closure and thanks for the data point.

Where you transfer them is a personal preference. I transferred mine to Hyatt as that is where I get the most value.
Only on DDF does 24/6 mean 24/5/half/half

Offline CtrlAltDel

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Re: Chase closing my account
« Reply #2 on: November 02, 2020, 09:06:05 AM »
Sorry to here about the closure and thanks for the data point.

Where you transfer them is a personal preference. I transferred mine to Hyatt as that is where I get the most value.
Thanks for your kind reply, I missed one point.
see updated post
The only use I can have is airline miles to use for my family, to fly between US - UK - IL or maybe a vacation in CH, AU. etc.

Thanks
« Last Edit: November 02, 2020, 09:30:03 AM by CtrlAltDel »

Offline CountValentine

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Re: Chase closing my account
« Reply #3 on: November 02, 2020, 09:12:16 AM »
Hopefully others will chime in.
Only on DDF does 24/6 mean 24/5/half/half

Offline CtrlAltDel

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Re: Chase closing my account
« Reply #4 on: November 03, 2020, 01:20:51 AM »
Anyone else?
Thanks

Offline jew

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Re: Chase closing my account
« Reply #5 on: November 03, 2020, 12:01:14 PM »
Sorry for you  :(
United would probably give you the most flexibility for uk and Israel and I would probably just do it ASAP without waiting weeeks analyzing and asking and asking etc :)

Offline sddd

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Re: Chase closing my account
« Reply #6 on: November 08, 2020, 02:17:50 AM »
I am not so involved in this points business, so I would appreciate any help.
I got a letter from Chase that they are closing my account due to too many returned payments, I called them and they said that its closed and they can't reconsider the decision.
my question is what to do with all my points I have more than 100k points, where will I gain the most by transferring them?
If I transfer it to my brother's account that lives in a different address how likely are they to shut down his account?
Which airline miles will give me the most flexibility if I transfer the points to them?
The only use I can have is airline miles to use for my family, to fly between US - UK - IL or maybe a vacation in CH, AU. etc.

Thanks

how many returned payments? asking in case info helps ppl

Offline CtrlAltDel

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Re: Chase closing my account
« Reply #7 on: November 08, 2020, 07:35:38 AM »
how many returned payments? asking in case info helps ppl
I am not sure
I had the auto-payment on, and I didn't care to make sure that it always go through because I paid manually afterwards, but looks like it wasn't the best idea, a returned payment flags you even though you pay.