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« Last edited by Yo ssi on January 27, 2021, 01:33:32 AM »

Author Topic: Help Me Find It! - The Search Master Thread  (Read 1352690 times)

Offline yuneeq

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Re: Help Me Find It! - The Search Master Thread
« Reply #100 on: April 05, 2013, 12:45:29 AM »
Im trying to find out when the best time to pay acc is?Right away? etc..

It your applying for CCs its better to pay up your balance first even if it isn't due yet, as it makes your report look better. I paid off all my balance to help me get my last card approved 29 days later in a 3bm.

Of course there is also the points, which you will usually not get until you pay. So if you plan on closing the card quickly or get your points faster, you need to pay quick.

If you don't have any of those reasons, you may as well tale advantage of having the extra cash at hand for an extra month and a half.
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Offline DovtheBear

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Re: Help Me Find It! - The Search Master Thread
« Reply #101 on: April 05, 2013, 12:47:45 AM »
It your applying for CCs its better to pay up your balance first even if it isn't due yet, as it makes your report look better. I paid off all my balance to help me get my last card approved 29 days later in a 3bm.
Oh yah i read your post about that, congratulations!
Of course there is also the points, which you will usually not get until you pay. So if you plan on closing the card quickly or get your points faster, you need to pay quick.
I meant on the building my credit angle, because im new to the game and dont really know what im doing yet.
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Offline yuneeq

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Re: Help Me Find It! - The Search Master Thread
« Reply #102 on: April 05, 2013, 12:54:04 AM »
My first point is the only significant point then. Paying early won't boost your credit, but it will make your credit report look better for the period that you aren't holding a balance.
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Offline DovtheBear

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Re: Help Me Find It! - The Search Master Thread
« Reply #103 on: April 05, 2013, 12:57:43 AM »
My first point is the only significant point then. Paying early won't boost your credit, but it will make your credit report look better for the period that you aren't holding a balance.
Ah. Okay, thanks.
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Offline Moishebatchy

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Re: Help Me Find It! - The Search Master Thread
« Reply #104 on: April 09, 2013, 02:08:55 AM »
Can someone please point me to where the difference between the Ink Bold and Ink Plus is discussed, and which to call recon about first/what to say?

Offline rots5

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Re: Help Me Find It! - The Search Master Thread
« Reply #105 on: April 09, 2013, 02:11:24 AM »
Can someone please point me to where the difference between the Ink Bold and Ink Plus is discussed, and which to call recon about first/what to say?
ink bold is a charge card ink plus is not.  Simple as that
If you have any questions please search and then ask. PM me for detailed help.

Offline Saver2000

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Re: Help Me Find It! - The Search Master Thread
« Reply #106 on: April 09, 2013, 02:13:23 AM »
ink bold is a charge card ink plus is not.  Simple as that
+1
Thats pretty much the only difference .

Offline mmermss

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Re: Help Me Find It! - The Search Master Thread
« Reply #107 on: April 09, 2013, 02:17:04 AM »
and which to call recon about first/what to say?
Not sure it makes a difference.  If they ask why you need both...say the IP is to keep a balance and IB is not.  Or different expenses in biz.
It's not about the quantity of your posts.  It's about the quality.

Offline Moishebatchy

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Re: Help Me Find It! - The Search Master Thread
« Reply #108 on: April 09, 2013, 10:17:55 AM »
Thanks! I meant to ask: if I can only get one approved first, what will make more sense for the SECOND phone call: "yes, I already have a charge card, but I also need a credit card because..." or "yes, I already have a credit card, but I also need a charge card because..."?

Offline mmermss

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Re: Help Me Find It! - The Search Master Thread
« Reply #109 on: April 09, 2013, 10:32:56 AM »
Thanks! I meant to ask: if I can only get one approved first, what will make more sense for the SECOND phone call: "yes, I already have a charge card, but I also need a credit card because..." or "yes, I already have a credit card, but I also need a charge card because..."?
I dont think it makes a difference.  Either reason I gave (keep balance on one (IP) and no balance on other (IB)) Or need to keep biz expenses seperated for XYZ reasons...wont make a difference as to which you get approved first and which is second.
It's not about the quantity of your posts.  It's about the quality.

Offline AJK

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Re: Help Me Find It! - The Search Master Thread
« Reply #110 on: April 09, 2013, 11:33:11 AM »
I'd say easier to get Bold and then Ink, saying you ALSO want the option to pay off over time.

Not sure you have a good argument the other way.
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Re: Help Me Find It! - The Search Master Thread
« Reply #111 on: April 09, 2013, 11:46:04 AM »
I'd say easier to get Bold and then Ink, saying you ALSO want the option to pay off over time.

Not sure you have a good argument the other way.

not having a CL isn't a good enough reason?

Offline AJK

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Re: Help Me Find It! - The Search Master Thread
« Reply #112 on: April 09, 2013, 11:47:41 AM »
That may work, but in practice Chase doesn't cut you off at your CL anyway.

Easier to explain my way, also.
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Offline meshugener

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Re: Help Me Find It! - The Search Master Thread
« Reply #113 on: April 09, 2013, 11:56:56 AM »
I said since my IB doesn't report a credit limit to the credit reporting agencies, my accountant advised me (I have no clue what all these credit stuff mean) to get an IP as well so that my business report will show available credit too, hence increasing the odds of getting approved for a business loan.
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Re: Help Me Find It! - The Search Master Thread
« Reply #114 on: April 09, 2013, 11:58:33 AM »
I said since my IB doesn't report a credit limit to the credit reporting agencies, my accountant advised me (I have no clue what all these credit stuff mean) to get an IP as well so that my business report will show available credit too, hence increasing the odds of getting approved for a business loan.
Worked twice.

It may work, and might even be technically correct, but its basically hooey.
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Offline meshugener

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Re: Help Me Find It! - The Search Master Thread
« Reply #115 on: April 09, 2013, 12:04:35 PM »
Correct or hooey?...
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Offline U-no-me!

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Re: Help Me Find It! - The Search Master Thread
« Reply #116 on: April 15, 2013, 07:52:08 PM »
if someone can pretty pleeeeeease help me, where the #!@$%#! is the thread that discusses best Business/first award travel from NY - TLV?
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Offline U-no-me!

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Re: Help Me Find It! - The Search Master Thread
« Reply #117 on: April 15, 2013, 08:03:43 PM »
guy's I really hope I don't have to.......
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Offline yuneeq

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Re: Help Me Find It! - The Search Master Thread
« Reply #118 on: April 15, 2013, 08:05:17 PM »
if someone can pretty pleeeeeease help me, where the #!@$%#! is the thread that discusses best Business/first award travel from NY - TLV?

I think you're referring to the delta business ny-tlv thread which discussed  business class travel from all airlines. I can't search right now though that should be enough info.
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Re: Help Me Find It! - The Search Master Thread
« Reply #119 on: April 17, 2013, 11:30:38 AM »
 anyone know where Dan  wrote about expanded award availability on United for UMPE card holders? @milevalue on Twitter wants a link to give him credit....
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