Author Topic: Which card is best for Amazon shopping?  (Read 5781 times)

Offline Uri

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Which card is best for Amazon shopping?
« on: November 27, 2020, 12:09:55 AM »
I searched but the most recent thread on this topic is from January 2020.

I know that the Amazon card gives 5% cashback, so I think this one is the best for Amazon purchases, but I don't have Prime.

Are there any good alternative cards?

Second question: My sister has Prime and she allows me to use it.  Can she add me to her account so that I can get the Amazon card?

I'm a newbie to credit cards.  I currently have only one card, Citi Thank You Preferred.

Offline Dan

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Offline Uri

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Re: Which card is best for Amazon shopping?
« Reply #2 on: November 27, 2020, 12:39:55 AM »

Offline Shaya E

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Re: Which card is best for Amazon shopping?
« Reply #3 on: November 27, 2020, 12:48:00 AM »
Thanks, but it seems that the Amazon card is better than these because these pay 1-3%.  Or am I missing something?

The Ink Cash gives 5% in office supply stores which carry amazon gift cards. A bit more work but if it isn't a big deal for you, try it.

It actually earns 5x UR points if you get one of the premium cards too. In that case it's easily a 10% return.

Offline Shaya E

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Re: Which card is best for Amazon shopping?
« Reply #4 on: November 27, 2020, 12:50:00 AM »
Also, the discover IT cashback card earns 5% for 1 quarter of the year. The freedom flex usually does too (or 5x UR).

Offline Live N Learn

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Re: Which card is best for Amazon shopping?
« Reply #5 on: November 27, 2020, 01:09:09 AM »
Amex offer... 10 ppd
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Offline Yo ssi

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Re: Which card is best for Amazon shopping?
« Reply #6 on: November 27, 2020, 01:42:53 AM »
The Ink Cash gives 5% in office supply stores which carry amazon gift cards. A bit more work but if it isn't a big deal for you, try it.

It actually earns 5x UR points if you get one of the premium cards too. In that case it's easily a 10% return.
Sounds like a bit much for
a newbie to credit cards.

How much spending are you planning on doing? It might pay to get an amazon prime account and go for Amazon's card.

Are you potentially going to want to use it for other things? Something to consider..

How much do you value UR points? Do you travel often? There's no one size fits all IMHO :)
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Offline Shaya E

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Re: Which card is best for Amazon shopping?
« Reply #7 on: November 27, 2020, 01:50:19 AM »
IINM Amazon also has a 3% back card that doesn't require prime.

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Re: Which card is best for Amazon shopping?
« Reply #8 on: November 27, 2020, 02:05:49 AM »
IINM Amazon also has a 3% back card that doesn't require prime.
If your spending over 5k annually it pays to get prime... (5000 x 2% = 100)
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Re: Which card is best for Amazon shopping?
« Reply #9 on: November 27, 2020, 06:47:45 AM »
I searched but the most recent thread on this topic is from January 2020.

I know that the Amazon card gives 5% cashback, so I think this one is the best for Amazon purchases, but I don't have Prime.

Are there any good alternative cards?

Second question: My sister has Prime and she allows me to use it.  Can she add me to her account so that I can get the Amazon card?

I'm a newbie to credit cards.  I currently have only one card, Citi Thank You Preferred.
why don't you just have your sister add you as a household member and then you can have your own prime account for free.
Link to add household member
https://www.amazon.com/myh/manage?_encoding=UTF8&ref_=ya_myh_mob_web

Offline Uri

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Re: Which card is best for Amazon shopping?
« Reply #10 on: November 28, 2020, 10:40:49 PM »
שבוע טוב everyone.  Thank you for the great replies!

The Ink Cash gives 5% in office supply stores which carry amazon gift cards. A bit more work but if it isn't a big deal for you, try it.

It actually earns 5x UR points if you get one of the premium cards too. In that case it's easily a 10% return.

Do you mean I would need to get 2 cards? Maybe when I become more savvy...

Also, the discover IT cashback card earns 5% for 1 quarter of the year. The freedom flex usually does too (or 5x UR).

But the Amazon store card earns 5% year-round.

Amex offer... 10 ppd

Please explain? Or give me the link for the offer.

Sounds like a bit much for
How much spending are you planning on doing? It might pay to get an amazon prime account and go for Amazon's card.

Are you potentially going to want to use it for other things? Something to consider..

How much do you value UR points? Do you travel often? There's no one size fits all IMHO :)

I agree that that suggestion is a bit much for me.  But wow, 10%...might be worthwhile for me to learn.

Not sure how much I spend, but seems like most of my shopping these days is on Amazon.

I don't travel often.  That's why I want to earn cashback rather than miles.

IINM Amazon also has a 3% back card that doesn't require prime.

Yes. Pretty good alternative, I guess.

If your spending over 5k annually it pays to get prime... (5000 x 2% = 100)

That's a good way to decide.

why don't you just have your sister add you as a household member and then you can have your own prime account for free.
Link to add household member
https://www.amazon.com/myh/manage?_encoding=UTF8&ref_=ya_myh_mob_web

This might be the best thing for me to do.  I'll ask her.

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Re: Which card is best for Amazon shopping?
« Reply #11 on: November 28, 2020, 11:56:44 PM »
...
Wow! Look at someone not trying to post pad.

Do you mean I would need to get 2 cards? Maybe when I become more savvy...
The ink cash only requires getting one card for 5% cashback now, but you can rack up the points and at a later stage get a premium chase card for more value.
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

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Re: Which card is best for Amazon shopping?
« Reply #12 on: November 29, 2020, 12:02:47 AM »
But if you don't plan on traveling you should probably just stick with the cashback.

Offline Dan

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Re: Which card is best for Amazon shopping?
« Reply #13 on: November 29, 2020, 12:18:43 AM »
But if you don't plan on traveling you should probably just stick with the cashback.
You can always cash the Ink points out at 5% cash. Or save for 10%+ for travel.
The card is a no brainer.
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Offline Uri

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Re: Which card is best for Amazon shopping?
« Reply #14 on: November 30, 2020, 01:58:39 PM »
Wow! Look at someone not trying to post pad.
The ink cash only requires getting one card for 5% cashback now, but you can rack up the points and at a later stage get a premium chase card for more value.


What do you mean by "post pad"?

So buying things with the Chase Ink card will allow me to get a more premium card later?  Is that what you're saying? How much do I need to purchase?  How much later?


But if you don't plan on traveling you should probably just stick with the cashback.

Right.

You can always cash the Ink points out at 5% cash. Or save for 10%+ for travel.
The card is a no brainer.

But in the terms of this card (from your link above), I don't see Amazon mentioned for earning 5%.  It's not mentioned at all, actually.

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Re: Which card is best for Amazon shopping?
« Reply #15 on: November 30, 2020, 02:02:56 PM »
But in the terms of this card (from your link above), I don't see Amazon mentioned for earning 5%.  It's not mentioned at all, actually.

Staples sells amazon gift cards. It's mentioned in the post. It's elaborated on lot more in the Ink Cash specific post.

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Re: Which card is best for Amazon shopping?
« Reply #16 on: November 30, 2020, 03:04:02 PM »
What do you mean by "post pad"?

So buying things with the Chase Ink card will allow me to get a more premium card later?  Is that what you're saying? How much do I need to purchase?  How much later?

But in the terms of this card (from your link above), I don't see Amazon mentioned for earning 5%.  It's not mentioned at all, actually.
(Post padding is what some people do to make them look more credible by having a higher post count. Basically, you take multiple posts to say the same thing or do +1s etc. You did the opposite and responded to multiple posts in 1 post)
@Uri
The way it works with chase points is as follows:
Some cards have bonuses in certain categories, such as the Ink Cash in office supply stores or the Freedom in different quarterly ones.
These are no fee cards. However, they can only redeem the points at face value (.01/pt) But you can leave them on the card until you are ready to redeem it. You can then transfer it to a fee card like the sapphire reserve to redeem for 1.5x (.015/pt.) or the preferred for 1.25x. Or you can use the fee cards to transfer them to airline miles where you can sometimes get even better redemptions.

So, in short you don't need to open the fee card until you have close to the target amount of points necessary for the trip you want to take.

Amazon does not earn 5pts., but Staples does so if you buy Amazon gift cards in Staples and load them to your account, you will effectively be getting 5pts. on all Amazon purchases. like he said:
Staples sells amazon gift cards. It's mentioned in the post. It's elaborated on lot more in the Ink Cash specific post.
« Last Edit: November 30, 2020, 03:21:53 PM by yungermanchik »
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Re: Which card is best for Amazon shopping?
« Reply #17 on: November 30, 2020, 03:50:42 PM »
...
Couldn't have explained it better.

And to top it off, if you're able to do the spend (7.5k), the sign up bonus is incredible on the ink cash.
120 characters? Hmm, I wonder what I could write with 64 characters. Boy, it's gonna be hard to use up 15 characters. W-

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Re: Which card is best for Amazon shopping?
« Reply #19 on: November 30, 2020, 08:30:03 PM »
https://www.dansdeals.com/credit-cards/chase-ink-cash-card-earning-5-ultimate-rewards-points-per-dollar-amazon-everyday-spending/
Yes, of course (almost) everything I know about points comes from you, @Dan . But it wasn't clear that you don't need to have the fee-card until you're ready to redeem them. The OP thought he needed to get both cards right away.
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