I am trying to settle on my next business CC. I currently have:
Business credit cards:
Amex SPG
Chase Ink Business Plus
A different chase CC with the cash back but that's for a different business.
Personal:
Amex SPG
Chase Saphire
Amex Platinum
JP Morgan Palladium
I spend about $75k per month on the business card. Most of it is with my distributors so not eligible for any real bonus points.
I currently have a few million in points, UR and SPG but don't really have the opportunity to use them that much as usually not that much available for when I want to use them.
I do like fringe benefits (such as the United club being included with my Palladium card). But of course, I need to be practical and think of which gives the most benefits. Currently, most of my spending is with chase but I am thinking of going with the Amex business platinum just to diversify a bit. Is the current sign up bonus a good one? Is it even worth it if I currently have the amex platinum personal one?
I do see that it has a bonus for spending over $5k on one purchase. I am spending about $30k per month from one vendor alone all in one purchase.
Any suggestions?
Thank you