I was on the phone with a Starwood AMEX CSR tonight regarding some SBS credits that didn't post and when he asked me if there's anything else he can help me with I thought, what the heck, let me raise the CL on this card.
So I asked him to raise it from $6.500 to $20.000, so he requested an additional $13.500 and after asking me for my income etc. a few seconds later he responds that I qualify just for $13.000 and do I want to go ahead with that or speak to the credit annalists to get the $13.500.
Needles to say, I took the $13.000, but my question which he couldn't answer himself is if my credit got pulled at all or were those $13.000 an instant (pre)approval?
Any insight will be appreciated.