Capital One

[gmd]

Got it maybe a year ago but I had the option to opt out online

Did you have to increase your spending, or you just opted out, and that was the end of it?

[baron]

Are your lines of credit over 10k? Curious if they would cut to under 10k. That would be weird on a visa infinite.

[Spoon]

Did you have to increase your spending, or you just opted out, and that was the end of it?

No just some sort of opt out. I don't really use it at all.

Are your lines of credit over 10k? Curious if they would cut to under 10k. That would be weird on a visa infinite.

Iirc they wanted to cut it to under 10k

[chbochur]

If it’s in NY there is a new law that protects it

Any info on this as they claim not.

[Aviw]

Any info on this as they claim not.

https://www.dansdeals.com/credit-cards/new-yorks-credit-card-points-protection-law-goes-effect-today/

[chbochur]

Any info on this as they claim not.

So after a cfpb complaint they are sending me a check. Issue is it doesn't seem like the value of the points. Is there somewhere that Capital One writes what they value the points at?

[chester12]

Any update on this? Or anyone with similiar experience? feel free to pm

[be happy]

They sent me a check for the points of an account they closed

[chester12]

At 1 cent per point or less?

[tzifanya54]

So after a cfpb complaint they are sending me a check. Issue is it doesn't seem like the value of the points. Is there somewhere that Capital One writes what they value the points at?

What was the reason for the shutdown?

[be happy]

At 1 cent per point or less?

penny per point

[chester12]

Were they cashback points or travel points?

[chester12]

Theu shut me down and confiscated points... Any advice who to speak to or how I can get them to send a check?

[be happy]

Were they cashback points or travel points?

cash back on business Spark Cash

[Dan]

Theu shut me down and confiscated points... Any advice who to speak to or how I can get them to send a check?

What did you do?

[chester12]

I sent in bank statements but the past 3 months deposits didn't match the amount they wanted even though it was a nice number.... Any ideas how I can proceed to get a check for the rewards?

[Dan]

I sent in bank statements but the past 3 months deposits didn't match the amount they wanted even though it was a nice number.... Any ideas how I can proceed to get a check for the rewards?

Are you NY based?

[chester12]

New jersey

[Dan]

New jersey

Try a CFPB complaint.

[chester12]

What value can I push for?