Emergency Rental Assistance (ERA) Program

[cgr]

States, Counties, and Cities across the country have started rolling out the ERA Program, which offers up to 15 months of assistance, including backrent going back to March 2020.

In many locations both landlords and tenants can apply.

I'm not going to repost all the program details here (see link in my signature block below), but I can do my best to answer any questions for areas that already have a live application.

[AsherO]

States, Counties, and Cities across the country have started rolling out the ERA Program, which offers up to 15 months of assistance, including backrent going back to March 2020.

In many locations both landlords and tenants can apply.

I'm not going to repost all the program details here (see link in my signature block below), but I can do my best to answer any questions for areas that already have a live application.

This is the same as NYC RRP?

[cgr]

This is the same as NYC RRP?

Similar but not the same.
Doesn't require one to have 80% AMI prior to the pandemic- just for months that you require assistance.

[AsherO]

Similar but not the same.
Doesn't require one to have 80% AMI prior to the pandemic- just for months that you require assistance.

Does NYC/NYS have a different program for ERA?

[cgr]

Does NYC/NYS have a different program for ERA?

They will. Any program that was rolled out prior to February 2021 was not ERA funded.

[AsherO]

They will. Any program that was rolled out prior to February 2021 was not ERA funded.

Nice, hope it's a good one

[gozalim]

now sounds like a good time to start falling behind in rent

[AsherO]

now sounds like a good time to start falling behind in rent

Shhh, my landlord lurks on DDF

[cgr]

now sounds like a good time to start falling behind in rent

It's not just for retroactive rents, but obviously these people will get more because each application will first be approved for the total backrent owed, and then 3 months going forward at a time.

I doubt it'll last for more than one set of 3 months going forward.

[gozalim]

aside from falling behind in rent/utilities, is this at all useful for someone not on Unemployment?

[cgr]

aside from falling behind in rent/utilities, is this at all useful for someone not on Unemployment?

The program is open to anyone who suffered financially due to covid, not just to those on unemployment. This could include those that had a lot of expenses or lost some income but not enough to qualify for UI.

[whacked1]

The program is open to anyone who suffered financially due to covid, not just to those on unemployment. This could include those that had a lot of expenses or lost some income but not enough to qualify for UI.

How would that work for someone not on unemployment... What would loss of income include .

[cgr]

How would that work for someone not on unemployment... What would loss of income include .

The exact wording is: is collecting unemployment, is experiencing a reduction in household income, has incurred significant costs, or is experiencing financial hardship due to Covid-19

So:
a) partial loss of income, loss of a second source of income, etc
b) increased medical expenses or other covid related significant expenses

[whacked1]

The exact wording is: is collecting unemployment, is experiencing a reduction in household income, has incurred significant costs, or is experiencing financial hardship due to Covid-19

So:
a) partial loss of income, loss of a second source of income, etc
b) increased medical expenses or other covid related significant expenses

Hmm, curious to see how this gets merged with NYS program

[cgr]

NJ opening statewide on 3/22 at 9am.
https://www.nj.gov/dca/cverap2.shtml

[cgr]

Ocean County, NJ open:
https://www.co.ocean.nj.us/OC/frmRERAP.aspx

[lubaby]

I lost income, went on unemployment but always paid my rent on time (dipped into savings etc.).

Am I able to go and ask for back-rent now? Or only if I had missed payments?

[cgr]

I lost income, went on unemployment but always paid my rent on time (dipped into savings etc.).

Am I able to go and ask for back-rent now? Or only if I had missed payments?

Backrent is only for missed payments.
If you're still tight you can apply for relief going forward.

[lubaby]

Backrent is only for missed payments.
If you're still tight you can apply for relief going forward.

Darn it lol

Things picked back up now BH

[whacked1]

I lost income, went on unemployment but always paid my rent on time (dipped into savings etc.).

Am I able to go and ask for back-rent now? Or only if I had missed payments?

Creativity