I am closing on a new home construction in mid May, and there will be lots of spending on household appliances, blinds, furniture, patio, etc. I think I should sign up for at least one or maybe two chase cards to start with, and then go from there. Couple of things:
1. Credit score is 800+.
2.
Currently have Sapphire Reserve (signed in 2018), IHG (2014), AMEX blue and Discover (both signed before 2003).
3. Sapphire Preferred and Ink preferred Business: Both were signed in May 2018, received sign-up bonus, and
both were closed in April 2019.
4. Had a United card, one that allows a free checked bag, since 2012, and
closed in 2018.
5. I probably want to sign up for Costco Visa, I think I will end up buying washer/dryer there since CC gives extended warranty. (We will probably buy furniture here too).
6. I think I will end up spending at least 15-20K total in new purchases over the next 2-4 months. Once again it will be paid off fully every month.
edit: this is a big purchase for me, I am very frugal person.
7. I will need to buy washer, dryer, and blinds almost right away after closing (mid May) or a bit before that, so items can be delivered at closing.
Is it a good idea to sign up for CC before closing on a house? CC will be paid in full, every month. If yes, what CCs you recommend I sign up for?
I will probably travel a bit in the upcoming year, a trip or two to India. I know about SW cards and companion pass, but dont have a companion right now
.
TIA for your help and guidance.
