Author Topic: Maximizing Chase Checking/Freedom/SP bonuses (Read 9918 times)

I believe I have seen this somewhere but couldn't find it in a search, and would like to confirm:
The bonuses for the freedom can be had with a linked chase savings account instead of a checking account.
Correct?
A savings account requires much less disposable income to be kept fee-free than a checking account.
I recall seeing that with a minimum constant balance of $300 it has no monthly fee.

smurf · « **Reply #26 on:** January 01, 2012, 10:37:36 AM »

FWIU the bonus only applies to checking accounts.

Nitantnel · « **Reply #27 on:** January 01, 2012, 01:42:30 PM »

If you know someone who has an account, you can just have yours linked to his and you will also have no fee.

spetropo · « **Reply #28 on:** January 01, 2012, 01:54:43 PM »

Hi and Happy New Year to all. I am trying to understand the go to card thing. Of the 2 mentioned, Sapphire Pref. and Freedom would it be better to use the Sapphire Pref. if I do not have a chase checking? and use the freedom for 5% categories.
Thanks
S

YG · « **Reply #29 on:** January 01, 2012, 02:23:07 PM »

Quote from: Nitantnel on January 01, 2012, 01:42:30 PM

If you know someone who has an account, you can just have yours linked to his and you will also have no fee.

What would linking my cc to someone else's checking account entail?

If I don't get it linked to a checking account, then aside from the 5% categories (I don't spend all that much in those categories) there's not so much point in having the freedom is there?

Nitantnel · « **Reply #30 on:** January 01, 2012, 03:08:37 PM »

Quote from: YG on January 01, 2012, 02:23:07 PM

What would linking my cc to someone else's checking account entail?

Linking your checking to his checking would cause your checking to be free. You will then earn 10 pts for every freedom transactions.

zlt123 · « **Reply #31 on:** January 01, 2012, 03:22:58 PM »

Quote from: Nitantnel on January 01, 2012, 03:08:37 PM

Linking your checking to his checking would cause your checking to be free. You will then earn 10 pts for every freedom transactions.

I dont think linking your cc to someone alse's checking account will help you to get the 10 points per $ IMHO it need to ne your own checking account but menu iam rong any1 has any input in that?

bubbles · « **Reply #32 on:** January 01, 2012, 03:26:32 PM »

Quote from: zlt123 on January 01, 2012, 03:22:58 PM

I dont think linking your cc to someone alse's checking account will help you to get the 10 points per $ IMHO it need to ne your own checking account but menu iam rong any1 has any input in that?

He is actually being quite clear. I'm not sure what the issue is. He is saying that if you open YOUR OWN checking account and link it to someone else's checking account you won't have fees and you can link YOUR OWN checking account to your cc

YG · « **Reply #33 on:** January 01, 2012, 04:06:16 PM »

Quote from: Nitantnel on January 01, 2012, 03:08:37 PM

Linking your checking to his checking would cause your checking to be free. You will then earn 10 pts for every freedom transactions.

Thanks. Your help is appreciated.

Practically speaking, as far as linking the checking accounts goes, what's the procedure?
Do I have to go into a bank together with the person with the fee-free account?

Nitantnel · « **Reply #34 on:** January 01, 2012, 05:20:00 PM »

Quote from: YG on January 01, 2012, 04:06:16 PM

Thanks. Your help is appreciated.

Practically speaking, as far as linking the checking accounts goes, what's the procedure?
Do I have to go into a bank together with the person with the fee-free account?

If you open an account together with someone who has an account that does not have fees attached to it, that joint account will not have any fees attached to it, either. Furthermore, should you then open another account, that account will also have no fees attached to it. (This will work even if that second account which you open will be joined with someone else who does not have bank with Chase.

jimmy1 · « **Reply #35 on:** January 01, 2012, 05:49:35 PM »

chase freedom has 5% back on amazon purchases now right?
might I get 5% back on amazon payments by using chase freedom card?

i mean by going to amazon payment account and send someone $500 using the chase freedom card.
thanks

AJK · « **Reply #36 on:** January 01, 2012, 06:18:45 PM »

Quote from: jimmy1 on January 01, 2012, 05:49:35 PM

chase freedom has 5% back on amazon purchases now right?
might I get 5% back on amazon payments by using chase freedom card?

Right.

No.

YG · « **Reply #37 on:** January 02, 2012, 01:47:01 AM »

Quote from: Nitantnel on January 01, 2012, 05:20:00 PM

If you open an account together with someone who has an account that does not have fees attached to it, that joint account will not have any fees attached to it, either. Furthermore, should you then open another account, that account will also have no fees attached to it. (This will work even if that second account which you open will be joined with someone else who does not have bank with Chase.

Is the idea behind the third account just so you have the independence of the account without the holder of the original fee-free account being an account holder?

Nitantnel · « **Reply #38 on:** January 02, 2012, 09:36:33 AM »

Yep. In any event, I assume that if you join anyone's cheeking account you would already qualify for the Freedom bonus.

michael · « **Reply #39 on:** January 02, 2012, 03:23:36 PM »

Can I buy giftcards using the Chase 5% gas promotion? I have two such cards, and would like to get the full $3000 spending ability between the cards. I understand I'd have to find a gas station that sells GCs.