Which cards to sign up for...big purchases coming up.

[loveddeals]

I am closing on a new home construction in mid May, and there will be lots of spending on household appliances, blinds, furniture, patio, etc. I think I should sign up for at least one or maybe two chase cards to start with, and then go from there. Couple of things:

1. Credit score is 800+.
2. Currently have Sapphire Reserve (signed in 2018), IHG (2014), AMEX blue and Discover (both signed before 2003).
3. Sapphire Preferred and Ink preferred Business: Both were signed in May 2018, received sign-up bonus, and both were closed in April 2019.
4. Had a United card, one that allows a free checked bag, since 2012, and closed in 2018.
5. I probably want to sign up for Costco Visa, I think I will end up buying washer/dryer there since CC gives extended warranty. (We will probably buy furniture here too). 

6. I think I will end up spending at least 15-20K total in new purchases over the next 2-4 months. Once again it will be paid off fully every month.
edit: this is a big purchase for me, I am very frugal person.

7. I will need to buy washer, dryer, and blinds almost right away after closing (mid May) or a bit before that, so items can be delivered at closing.

Is it a good idea to sign up for CC before closing on a house? CC will be paid in full, every month. If yes, what CCs you recommend I sign up for?

I will probably travel a bit in the upcoming year, a trip or two to India. I know about SW cards and companion pass, but dont have a companion right now .

TIA for your help and guidance.

[mmgfarb]

I wouldn't risk anything on your CR until you close but I don't personally have any experience. Amex Plat 100k +10x grocery is a great offer right now if you do decide to open a card. (Amex is probably a good option as they most likely won't pull your credit since you already have an open cars with them.) I do have a large amount of HD gift cards for sale as well if you want to go that way to save money. You can PM me if you want.

[loveddeals]

Thanks for the reply, and I will definitely reach out if I need HD cards.

So, no Chase cards? I would rather start with chase since they have 5/24 rule.

[liteweight13]

With that much spend if you can justify the AF the AMEX Platinum is the ticket or a Business card from Chase or Amex.

[Esther]

Hi, I'm in a similar situation and will be spending at least 25k on credit cards in the next week or two (more over the next few months - just not sure yet if it will be with credit card or wire). I'm not so savvy on the points game but I've been trying to accumulate UR points. I currently have the Sapphire Preferred, Freedom and some Ink Business Cash cards. I prefer no annual fee. I can presumably break up the purchase so would consider signing up for multiple cards (my spouse can also sign up to avoid the 5/24 issue). Any recommendations?

[Mr. CC]

Hi, I'm in a similar situation and will be spending at least 25k on credit cards in the next week or two (more over the next few months - just not sure yet if it will be with credit card or wire). I'm not so savvy on the points game but I've been trying to accumulate UR points. I currently have the Sapphire Preferred, Freedom and some Ink Business Cash cards. I prefer no annual fee. I can presumably break up the purchase so would consider signing up for multiple cards (my spouse can also sign up to avoid the 5/24 issue). Any recommendations?

Amex Buisness Plat
Make sure you get a 250k offer. (You may have to check on a few browsers)
(You can get three x$200 airline credit and many other credits before you would have to pay the 2nd annual fee.)

[Esther]

Amex Buisness Plat
Make sure you get a 250k offer. (You may have to check on a few browsers)
(You can get three x$200 airline credit and many other credits before you would have to pay the 2nd annual fee.)

You're referring to the one with the $695 annual fee?

ETA: I tried it on three browsers and incognito mode and I still only see a 150k offer

[Mr. CC]

You're referring to the one with the $695 annual fee?

Correct