Author Topic: CreditKarma.com - Free Credit Score (FAKO) (Read 92853 times)

noturbizniss · « **Reply #280 on:** February 18, 2015, 11:28:39 AM »

Quote from: ChaimMoskowitz on February 18, 2015, 06:03:31 AM

There is no correlation between the two.

Of course there is. They are both based off your credit report.

Drago · « **Reply #281 on:** February 19, 2015, 06:38:44 AM »

Quote from: ChaimMoskowitz on February 18, 2015, 06:03:31 AM

There is no correlation between the two.

Can't tell if you're being serious.

ChaimMoskowitz · « **Reply #282 on:** February 19, 2015, 06:42:58 AM »

Quote from: Drago on February 19, 2015, 06:38:44 AM

Can't tell if you're being serious.

...as a heart attack this time.

Drago · « **Reply #283 on:** February 19, 2015, 07:27:52 AM »

Quote from: ChaimMoskowitz on February 19, 2015, 06:42:58 AM

...as a heart attack this time.

Interesting.
Are the factors they use very different? Why do you think?

ChaimMoskowitz · « **Reply #284 on:** February 19, 2015, 07:48:21 AM »

Quote from: Drago on February 19, 2015, 07:27:52 AM

Interesting.
Are the factors they use very different? Why do you think?

It is like rating the best car out there. The data is all the same but it depends how you use it.

noturbizniss · « **Reply #285 on:** August 26, 2015, 02:23:09 PM »

In July i disputed all the Amex AU accounts on my TU report and my wife's TU report, and successfully had almost all of them removed. Since then, for some reason Credit Karma is unable to pull my report or my wife's report from TU. I just signed up at lending tree and got no info there either. 2 weeks ago i signed up for the free $1 trial directly from TU and also saw no data whatsoever. I called TU support and the rep did see my report and had no issues whatsoever with it. He even mailed me a copy of both my report and my wife's.
Anybody ever have this or have any idea why this is happening?

ChaimMoskowitz · « **Reply #286 on:** August 26, 2015, 02:33:01 PM »

Be grateful you did not get a FA and it did not populated to all your CR's.

noturbizniss · « **Reply #287 on:** August 26, 2015, 02:39:32 PM »

Quote from: ChaimMoskowitz on August 26, 2015, 02:33:01 PM

Be grateful you did not get a FA and it did not populated to all your CR's.

FA?

TimT · « **Reply #288 on:** August 26, 2015, 02:40:01 PM »

Quote from: noturbizniss on August 26, 2015, 02:39:32 PM

FA?

Fraud Alert

noturbizniss · « **Reply #289 on:** August 26, 2015, 02:41:48 PM »

Quote from: ChaimMoskowitz on August 26, 2015, 02:33:01 PM

Be grateful you did not get a FA and it did not populated to all your CR's.

Fraud alert for what?

ChaimMoskowitz · « **Reply #290 on:** August 26, 2015, 02:50:05 PM »

Quote from: noturbizniss on August 26, 2015, 02:41:48 PM

Fraud alert for what?

Maybe I didn't understand. I thought you were disputing accounts off as not yours. CRA's look at this (when there are many) as identity theft. Meaning if you have all these accounts on your report that are not yours someone must have stole your identity. They will take it upon themselves to put a FA on your account and notify the other CRA's to do the same. It is one PITA to get this removed.

Marco Polo · « **Reply #291 on:** August 26, 2015, 02:57:00 PM »

Quote from: ChaimMoskowitz on August 26, 2015, 02:50:05 PM

Maybe I didn't understand. I thought you were disputing accounts off as not yours. CRA's look at this (when there are many) as identity theft. Meaning if you have all these accounts on your report that are not yours someone must have stole your identity. They will take it upon themselves to put a FA on your account and notify the other CRA's to do the same. It is one PITA to get this removed.

Do you think disputing the AU accounts is the same as other accounts?

noturbizniss · « **Reply #292 on:** August 26, 2015, 02:58:25 PM »

Quote from: ChaimMoskowitz on August 26, 2015, 02:50:05 PM

Maybe I didn't understand. I thought you were disputing accounts off as not yours. CRA's look at this (when there are many) as identity theft. Meaning if you have all these accounts on your report that are not yours someone must have stole your identity. They will take it upon themselves to put a FA on your account and notify the other CRA's to do the same. It is one PITA to get this removed.

Gotcha,but no. I as disputing au accounts that they should not be on my report as either have no financial responsibility for them or they are duplicates of the primary account that is already reflected on the CR.

noturbizniss · « **Reply #293 on:** August 26, 2015, 03:00:58 PM »

Quote from: Marco Polo on August 26, 2015, 02:57:00 PM

Do you think disputing the AU accounts is the same as other accounts?

When I disputed I was very clear that they were all valid au accounts, just that they should not be on my cr

ChaimMoskowitz · « **Reply #294 on:** August 26, 2015, 03:05:01 PM »

Quote from: Marco Polo on August 26, 2015, 02:57:00 PM

Do you think disputing the AU accounts is the same as other accounts?

If disputing as "not mine" yes but it seems I was not giving noturbiznissn enough credit.

TimT · « **Reply #295 on:** August 26, 2015, 03:12:25 PM »

Quote from: ChaimMoskowitz on August 26, 2015, 03:05:01 PM

If disputing as "not mine" yes but it seems I was not giving noturbiznissn enough credit.

He's been hard at work with the CRA's.

noturbizniss · « **Reply #296 on:** August 26, 2015, 03:54:34 PM »

146 accounts removed from exp between myself and my wife, 14 updated. whatever that means...

TimT · « **Reply #297 on:** August 26, 2015, 03:57:29 PM »

Quote from: noturbizniss on August 26, 2015, 03:54:34 PM

146 accounts removed from exp between myself and my wife, 14 updated. whatever that means...

Any way to make sure the next batch doesn't make it on to your CR or are you gonna do this all over again ?

Marco Polo · « **Reply #298 on:** August 26, 2015, 04:02:39 PM »

Hopefully he only started removing them once he finished adding cards.

TimT · « **Reply #299 on:** August 26, 2015, 04:03:30 PM »

Quote from: Marco Polo on August 26, 2015, 04:02:39 PM

once he finished adding cards.

Is that even possible ?