Author Topic: CreditKarma.com - Free Credit Score (FAKO)  (Read 92019 times)

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #80 on: October 31, 2011, 04:13:54 PM »
well thanx for explaining that. and no i dont only care about that score i just dont know of any free FICO "checker"

Those do not come around all that often. I can only remember one in the last few years.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline trying123

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2011
  • Posts: 320
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: CreditKarma.com - Free Credit Score
« Reply #81 on: November 01, 2011, 10:38:22 AM »
nice, I wonder if they can give DD its own link for memberships.
or at least does anyone here have an active link

Offline BAHayman

  • Administrator
  • Dansdeals Lifetime Platinum Elite
  • **********
  • Join Date: Mar 2010
  • Posts: 1939
  • Total likes: 28
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Almost gone. CreditKarma credit monitoring
« Reply #82 on: November 08, 2011, 12:02:18 PM »
Bump. ~10,750 available here

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1920
  • Total likes: 50
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Almost gone. CreditKarma credit monitoring
« Reply #83 on: November 08, 2011, 12:42:03 PM »
if i'm already a CK member, do i get this automatically, or do i need to apply for this?
In order to understand recursion, you first need to understand recursion.

Offline BAHayman

  • Administrator
  • Dansdeals Lifetime Platinum Elite
  • **********
  • Join Date: Mar 2010
  • Posts: 1939
  • Total likes: 28
  • DansDeals.com Hat Tips 0
    • View Profile
Re: Almost gone. CreditKarma credit monitoring
« Reply #84 on: November 08, 2011, 12:42:53 PM »
if i'm already a CK member, do i get this automatically, or do i need to apply for this?
I believe CreditKarma and CreditKarma Monitoring are different services. (Same account but separate services)

Offline trying123

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Aug 2011
  • Posts: 320
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: ny
Re: Almost gone. CreditKarma credit monitoring
« Reply #85 on: November 08, 2011, 12:43:38 PM »
hit the link and log on to ur acc by ckrma and it will updt by itself

Offline Cholentfresser

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Mar 2009
  • Posts: 1920
  • Total likes: 50
  • DansDeals.com Hat Tips 1
    • View Profile
Re: Almost gone. CreditKarma credit monitoring
« Reply #86 on: November 08, 2011, 12:47:17 PM »
hit the link and log on to ur acc by ckrma and it will updt by itself
Did it. Thanx guys, i'm in.
In order to understand recursion, you first need to understand recursion.

Offline JOLLYJ

  • Dansdeals Silver Elite
  • **
  • Join Date: Aug 2011
  • Posts: 83
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile

Offline lybbtthl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 740
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LA
  • Programs: Barely anything these days...
Re: CreditKarma.com - Free Credit Score
« Reply #88 on: November 09, 2011, 12:33:26 AM »
FICO are the real Fair Issac Corp. scores that most lenders use.

FACO's, or FAKO's are just that, they're not the real scores but estimates.

Is there one organisation that makes FICO's for people or each of the 3 CBs make them?

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30535
  • Total likes: 7832
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: CreditKarma.com - Free Credit Score
« Reply #89 on: November 09, 2011, 12:34:10 AM »
Is there one organisation that makes FICO's for people or each of the 3 CBs make them?

FICO develops the scoring algorithm and it scores based on data from the respective CB (so you get three FICO scores, each based on data from one bureau)
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline lybbtthl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 740
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LA
  • Programs: Barely anything these days...
Re: CreditKarma.com - Free Credit Score
« Reply #90 on: November 09, 2011, 12:36:07 AM »
FICO develops the scoring algorithm and it scores based on data from the respective CB (so you get three FICO scores, each based on data from one bureau)

Is there anyway to find out your FICO from other CBs other than the one that myFICO gets it from (I forgot which one it is)

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #91 on: November 09, 2011, 12:37:37 AM »
Is there anyway to find out your FICO from other CBs other than the one that myFICO gets it from (I forgot which one it is)

You can get your FICO score from MyFICO for at least EQ and TU. Not sure about EX.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline lybbtthl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 740
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LA
  • Programs: Barely anything these days...
Re: CreditKarma.com - Free Credit Score
« Reply #92 on: November 09, 2011, 12:38:18 AM »
You can get your FICO score from MyFICO for at least EQ and TU. Not sure about EX.
The free trial only gives you one?!

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #93 on: November 09, 2011, 12:39:28 AM »
The free trial only gives you one?!

...and?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline lybbtthl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 740
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LA
  • Programs: Barely anything these days...
Re: CreditKarma.com - Free Credit Score
« Reply #94 on: November 09, 2011, 12:40:57 AM »
...and?
so they give you and option of buying one other one but not the other?

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #95 on: November 09, 2011, 12:42:31 AM »
so they give you and option of buying one other one but not the other?

I'm not sure what you're saying. In any case, you can definitely get your TU + EQ FICO score. I'm not sure if MyFICO offers EX.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline lybbtthl

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Jul 2011
  • Posts: 740
  • Total likes: 11
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: LA
  • Programs: Barely anything these days...
Re: CreditKarma.com - Free Credit Score
« Reply #96 on: November 09, 2011, 12:43:48 AM »
I'm not sure what you're saying. In any case, you can definitely get your TU + EQ FICO score. I'm not sure if MyFICO offers EX.
Is there any other place to get it other than my FICO?

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #97 on: November 09, 2011, 12:45:14 AM »
Is there any other place to get it other than my FICO?

I'm not aware of any other place to get a FICO (as opposed to FAKO).
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AsherO

  • Global Moderator
  • Dansdeals Lifetime 30K Presidential Platinum Elite
  • **********
  • Join Date: May 2008
  • Posts: 30535
  • Total likes: 7832
  • DansDeals.com Hat Tips 79
    • View Profile
  • Location: NYC
Re: CreditKarma.com - Free Credit Score
« Reply #98 on: November 09, 2011, 12:45:29 AM »
Is there any other place to get it other than my FICO?

Lenders who run your credit get it, lately if you get declined for a CC then send you your score (at least BofA has done that IME).
100% of Likes will be donated to support our brothers and sisters in Eretz Yisrael

Offline AJK

  • Dansdeals Lifetime 20K Presidential Platinum Elite
  • ********
  • Join Date: Jun 2011
  • Posts: 25419
  • Total likes: 721
  • DansDeals.com Hat Tips 15
  • Gender: Male
    • View Profile
  • Programs: United Concierge Key; Delta Global Services; American Chairman; US Airways 1K; Hilton Sapphire; Hyatt Tritium; Marriott Californium; Starwood Kryptonium; Hertz Plutonium; National Adamantium, Avis Executive Proactanium
Re: CreditKarma.com - Free Credit Score
« Reply #99 on: November 09, 2011, 12:48:40 AM »
Yeah, but any other way to buy it directly? Like before an AOR?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper