Author Topic: AMEX Cell Phone Protection Insurance: Info, Experiences, Data Points, Etc.  (Read 14043 times)

Offline AJK

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Anyone use it yet?

First and most importantly, does the entire bill need to be paid on the Amex card? For example, can one pay $15 on the Delta Business Platinum or Marriott Business and the balance on the Platinum?

Other info:

What were the details of your claim?
What documentation did Amex ask for?
How long did the process take?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Dan

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Officially you need to pay the whole bill: https://www.dansdeals.com/credit-cards/select-amex-cards-will-add-cell-phone-insurance-next-month/

Whether that's actually required, TBD.
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline AJK

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Offline Dan

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Official terms are somewhat vague: https://www.americanexpress.com/content/dam/amex/us/credit-cards/features-benefits/policies/NAC-Benefit-Guides/Cell-Phone-Protection-GTB-4.1.21.pdf
Right, that's why I had their media team research it for me.

Of course until it's tested we won't know for sure.
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Offline yelped

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I'm going to make a claim. Had the last months previous bill on one card, though. First I need to find someone in Lakewood who's willing to repair the screen and give me a quote...

Offline AJK

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I'm going to make a claim. Had the last months previous bill on one card, though. First I need to find someone in Lakewood who's willing to repair the screen and give me a quote...

Make you claim? What did they ask you for?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline yaakovely

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I'm going to make a claim. Had the last months previous bill on one card, though. First I need to find someone in Lakewood who's willing to repair the screen and give me a quote...
Chaim Ginsburger (347) 598 - 8428

Offline yelped

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Make you claim? What did they ask you for?
Just called yesterday. So far just a form with basic information.

ETA: see screenshot.


Offline myi

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Chaim Ginsburger (347) 598 - 8428
Fixes all types of phones?
Quote
Need your LG Exalt fixed? Cracked in half? Water damage? Or parts to repair yourself. 347.201.2501

Offline AJK

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Submitted a claim today. Entire charge paid on single AmEx.

Anyone have timing on how long approval takes?
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline S209

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May 23:
Anyone use it yet?

First and most importantly, does the entire bill need to be paid on the Amex card? For example, can one pay $15 on the Delta Business Platinum or Marriott Business and the balance on the Platinum?

Other info:

What were the details of your claim?
What documentation did Amex ask for?
How long did the process take?
June 14:
Submitted a claim today. Entire charge paid on single AmEx.

Anyone have timing on how long approval takes?
🤔
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline AJK

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Not sure what you're confused about. The answers to those questions are either in this thread or I don't have them yet.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline AJK

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DP:

Phone call to make claim (broken charging port and old battery): 6/14/21
Email from AIG with requested documents (see below): 6/14/21
Submitted documents: 6/14/21
AIG called and email for follow-up documents (wanted to see my phone was on the plan): 6/23/21
Claim approved: 6/25/21

All in all, excellent service, and I'll probably switch my bill over going forward.


Quote
Required Documents

CLAIM FORMS

Please complete the attached claim forms.

PHOTOS OF THE DAMAGE

Please provide photos of the damage.

PROOF OF ELIGIBLE CELLULAR WIRELESS TELEPHONE

Please provide sufficient proof of purchase of the Eligible Cellular Wireless Telephone model listed on the Eligible Cellular Wireless Telephone service provider's billing statement, which appears on the Eligible Card Account. This proof can include a copy of your Eligible Cellular Wireless Telephone purchase receipt or a service agreement, showing the model number of your Eligible Cellular Telephone.

PROOF OF PAYMENT AMEX BILLING STATEMENT

Please provide a copy of your Eligible Card's Account Statement reflecting the monthly Eligible Cellular Wireless Telephone payment for the month preceding the date the Eligible Cellular Wireless Telephone was Stolen or suffered damage.

PROOF OF PAYMENT PROVIDERS BILLING STATEMENT

Please provide a copy of your Eligible Cellular Wireless Telephone service provider's billing statement. The statement amount should correspond to the payment made to your Eligible Card Account in the month preceding the date the Eligible Cellular wireless Telephone was Stolen or damaged.

REPAIR ESTIMATE

Please provide a copy of the repair invoice showing actual or estimated cost of repairs along with the name of the repair center, address and phone number.
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline Joel

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DP:
All in all, excellent service, and I'll probably switch my bill over going forward.
Quote
Please provide a copy of the repair invoice showing actual or estimated cost of repairs along with the name of the repair center, address and phone number.

How much did you save? considering the device was repaired and not replaced..

Offline AJK

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$150.

(Also, I max out my 5% wireless category every year anyway...)
2015: 116K bkd | 1.6M brnd | F: OZ,NH,AA,EK | J: UA,CA,TK,DL,TN,AF,VA | LIH,NRT,ROR,PEK,CNS,BOB,MEL,TLV & Pacific Hopper

Offline yelped

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Still in the process, but so far similar, very nice experience. The rep tries hard to be super nice and helpful.

Offline HoKo

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Still in the process, but so far similar, very nice experience. The rep tries hard to be super nice and helpful.

Has your claim been processed yet? If so, what was the outcome?

Offline yelped

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Has your claim been processed yet? If so, what was the outcome?
Processed and reimbursed up to the maximum for a replacement phone.

Offline HoKo

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Processed and reimbursed up to the maximum for a replacement phone.

Nice! So that's a couple very positive recent DP's. Now I gotta decide if it's worth forgoing 5X on my Ink card

Offline Afrages6

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The back of my iphone 12 pro and one of the camera lenses are cracked, will that qualify?