Best Business credit card for large spending

[yaakov]

Im looking for the best credit card to get for big spending. I spend about 250k a month. its not worth the signup bonus if the cashback/points is going to be low. And it cant be a 5% card thats maxed at 150k per year. I see a 2% cashback cards from capitolone but it doesnt seem like anyone talks about this one or any that give 2% back unlimited amount. Am I missing something? Or is there an amex or chase that does the same thing?

[yosefsv]

Im looking for the best credit card to get for big spending. I spend about 250k a month. its not worth the signup bonus if the cashback/points is going to be low. And it cant be a 5% card thats maxed at 150k per year. I see a 2% cashback cards from capitolone but it doesnt seem like anyone talks about this one or any that give 2% back unlimited amount. Am I missing something? Or is there an amex or chase that does the same thing?

Capital one reports on your personal credit report.
1.5% UR points @ a value of 0.015 pp is more then 2% cashback.

[1avigrun]

Where do you do the spending? Why are you limiting yourself to one card?

[Shmulyg]

Capital one reports on your personal credit report.

I think they stopped that several months back

[yosefsv]

I think they stopped that several months back

Did they already stop on all and old cards?

[HoKo]

I think they stopped that several months back

Did they already stop on all and old cards?

See below:

“In late 2020, Capital One told HelpMeBuildCredit.com that new accounts on the Capital One Spark Cash for Business would no longer be reported to consumer credit bureaus as long as the account was in good standing. It appears that consumer credit bureau reporting will continue as before on pre-existing accounts as well as all of Capital One's other Spark-branded cards.”

Taken from: https://www.nerdwallet.com/article/credit-cards/do-business-credit-cards-affect-personal-credit-score

[HoKo]

Im looking for the best credit card to get for big spending. I spend about 250k a month. its not worth the signup bonus if the cashback/points is going to be low. And it cant be a 5% card thats maxed at 150k per year. I see a 2% cashback cards from capitolone but it doesnt seem like anyone talks about this one or any that give 2% back unlimited amount. Am I missing something? Or is there an amex or chase that does the same thing?

Amex Blue Business Plus (BBP) is a great card, 2x MR, but it's capped at $50k per year...so I'm not sure if it's worth it for you since you'd burn through that in a couple weeks.