Credit Card Wallet/Holder

[AsherO]

okay. i know ive seen the curve theme somewhere u posted - but u can link it?! (does it even give u an option?)

You can post hyperlinks from any platform using the [ url ] tag (no spaces), you can view hyperlinks from a mobile device when viewing via the Curve theme. I'm not sure I understand your question, are you asking me to link to the curve mobile theme?

[Cbs]

okay. i know ive seen the curve theme somewhere u posted - but u can link it?! (does it even give u an option?)

I was asking if u were actually  gonna make search where u posted that link. But its fine I found it and this post is presently being posted from the curve theme. (And I see that it can be a little pain to start linking things from BB) and for some reason I don't have the tool bar that gives option for smileys and hyperlink etc..

[AsherO]

I was asking if u were actually  gonna make search where u posted that link. But its fine I found it and this post is presently being posted from the curve theme. (And I see that it can be a little pain to start linking things from BB) and for some reason I don't have the tool bar that gives option for smileys and hyperlink etc..

Curve mobile theme allows for viewing URLs, it doesn't have the toolbars that are on the standard (desktop) site.

[compddd]

Dan is right, wealthy people become wealthy because they are smart with money and find ways to save.

Also I don't know how anyone can carry a thick wallet, it bugs the hell out of me feeling a bulge in my pants from a thick wallet filled with cards.

[cmeyers]

All the wallets you fella's are recommending are all priced a bit over the top, i think.

If you guys are so wealthy, what are you doing churning credit cards?
Now he's got the vibe here!
That sounds like the only sane response over here, though I'd imagine that a photo album is a bit too large to carry in my pocket 

I'm looking for a economically priced wallet (ie; not costing more than 10 bucks -shipped or in-store!) that holds at least 20 cards plus drivers license and some other ID's and cash too (yes, sometimes we just gotta use that), and that fits into my pants pocket without being too enticing for NYC subway characters...

it's actually soft covered so it's about the size of a fat wallet after filling it. not that i carry it around.

[Galitzyaner]

You carry all your active cards with you?

I shouldn't?
The reason i feel the need to, is because i don't want to have a low utilization rate, so i try to make sure to spend a little on each card.  Of course i mainly use my Freedom, Amex PMG and Starwoods, but i still spend a minimal amount on the others.
So Asher, am i wasting my time and pocket space?  ?מה דעתך

[Galitzyaner]

Wealthy people don't like free first class vacations?  How do you think they became wealthy?

Dan is right, wealthy people become wealthy because they are smart with money and find ways to save.

Also I don't know how anyone can carry a thick wallet, it bugs the hell out of me feeling a bulge in my pants from a thick wallet filled with cards.

Became wealthy through vacationing ?  You have to some how have some form of income to spend on your CC to earn points which earns you a vacation, and even then, vacation is no income.
But that's right, you said it "because they are smart with money and find ways to save".
That's exactly what I'm trying to accomplish!
 !יידישע געלט איז יידישע געלט

[AsherO]

I shouldn't?
The reason i feel the need to, is because i don't want to have a low utilization rate, so i try to make sure to spend a little on each card.  Of course i mainly use my Freedom, Amex PMG and Starwoods, but i still spend a minimal amount on the others.
So Asher, am i wasting my time and pocket space?  ?

Yes. Pay $2 to your cellular provider once a month on each card and you'll have each CL utilized.

[Dan]

Low utilization rate

[Galitzyaner]

Low utilization rate

Whats the ?   Did I fall from the moon?
http://www.dansdeals.com/archives/15735?wpmp_switcher=mobile&wpmp_tp=0
Quote from what you wrote:
"-Amounts owed: 30%
This measures your credit utilization ratio. The more money you spend, the higher your utilization ratio will be, which lowers your score. The more total credit you have available, the lower your utilization ratio will be, which raises your score. So the more accounts and credit you have, the better your score will be here.

Credit utilization ratio applies for each card you have individually (don’t use too much of your credit on any card) and across all of your cards collectively. A credit utilization of about 4% or 5% individually and collectively is thought to be ideal."

So if 4-5% is ideal, then i guess 0% is not, am I wrong?

[Galitzyaner]

Yes. Pay $2 to your cellular provider once a month on each card and you'll have each CL utilized.

Do they allow that?  How about utilities or insurance co's etc..

You mean i can make 18 payments of $2 on ONE bill??

[AsherO]

Do they allow that?  How about utilities or insurance co's etc..

You mean i can make 18 payments of $2 on ONE bill??

I don't know who 'they' is/are, but if you try it you'll know for sure.

[AJK]

Verizon definitely allows it (at least for their "triple-play" package).

[Saver2000]

Sprint allows it.  When BOA had the "loose change 100% match" promo, I paid payments of $1.01.
 

[Dan]

Whats the ?   Did I fall from the moon?
http://www.dansdeals.com/archives/15735?wpmp_switcher=mobile&wpmp_tp=0
Quote from what you wrote:
"-Amounts owed: 30%
This measures your credit utilization ratio. The more money you spend, the higher your utilization ratio will be, which lowers your score. The more total credit you have available, the lower your utilization ratio will be, which raises your score. So the more accounts and credit you have, the better your score will be here.

Credit utilization ratio applies for each card you have individually (don’t use too much of your credit on any card) and across all of your cards collectively. A credit utilization of about 4% or 5% individually and collectively is thought to be ideal."

So if 4-5% is ideal, then i guess 0% is not, am I wrong?

Don't worry about the difference between 0% and 4%.  The main point is not to have a high utilization rate.  Use all your cards once a year just to make sure they stay active and you'll be fine IMO.

[Saver2000]

Whats the ?   Did I fall from the moon?
http://www.dansdeals.com/archives/15735?wpmp_switcher=mobile&wpmp_tp=0
Quote from what you wrote:
"-Amounts owed: 30%
This measures your credit utilization ratio. The more money you spend, the higher your utilization ratio will be, which lowers your score. The more total credit you have available, the lower your utilization ratio will be, which raises your score. So the more accounts and credit you have, the better your score will be here.

Credit utilization ratio applies for each card you have individually (don’t use too much of your credit on any card) and across all of your cards collectively. A credit utilization of about 4% or 5% individually and collectively is thought to be ideal."

So if 4-5% is ideal, then i guess 0% is not, am I wrong?

 Your previous post still doesn't make sense. 

I shouldn't?
The reason i feel the need to, is because I don't want to have a low utilization rate , so i try to make sure to spend a little on each card.  Of course i mainly use my Freedom, Amex PMG and Starwoods, but i still spend a minimal amount on the others.
So Asher, am i wasting my time and pocket space?  ?מה דעתך

[Galitzyaner]

Your previous post still doesn't make sense. 

I stand corrected!
But you all knew that I meant the contrary, so stop nitpicking

[Spiffster]

TPG "recommended" this one.

You can find reviews on youtube.

Actually, that's my recc.  I've had one for years.  Love it.

Thinner with 24 cards, 2 checks, $200 and a weeks worth of receipts than virtually any other wallet empty.

[AsherO]

Actually, that's my recc.  I've had one for years.  Love it.

Thinner with 24 cards, 2 checks, $200 and a weeks worth of receipts than virtually any other wallet empty.

Hard to believe. You carry 24 cards with you?

$35 for a wallet is too expensive for me, no matter how thin it is.

[AJK]

If you can stomach not having leather, the nylon one is $19.95.