I was applying for the Amex Green personal card since I get a discount of $75 on the annual fee from my corporate card. I got this message from Amex on the web page even though I'm pretty sure I've never had this Green personal card:
DANIEL, you are not eligible to receive the welcome offer. In determining eligibility, we considered your history with credit card balance transfers, your history as an American Express Card Member, the number of credit cards that you have opened and closed and other factors.
We have not yet performed a credit check. Would you still like to proceed?
Note: Your application will be considered withdrawn if no action is taken on this page.
Is this the standard message when you've already had the card before? I really don't think I've ever had the Green card before.