Poll

When you see the following offers, which does your gut tell you to go for?

Spend $7,500 in 3 months to earn $750 cashback
3 (6.8%)
Spend $7,500 in 3 months to earn 75,000 UR points
16 (36.4%)
Get 10 additional UR points on up to $7,500 of spending in the first 3 months
22 (50%)
Get an extra 10% back on up to $7,500 of spending in the first 3 months
3 (6.8%)

Total Members Voted: 44

Author Topic: Gut reaction: Which offer is better?  (Read 7149 times)

Offline AsherO

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Re: Gut reaction: Which offer is better?
« Reply #20 on: August 12, 2021, 12:31:54 PM »
Yes, but with a threshold it's all or nothing.  With 10x you get rewarded for each dollar spent.

Unpopular opinion: If you struggle hitting spend requirements then this game isn't for you :P
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Re: Gut reaction: Which offer is better?
« Reply #21 on: August 12, 2021, 12:43:53 PM »
When is next Saturday?
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Offline S209

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Re: Gut reaction: Which offer is better?
« Reply #22 on: August 12, 2021, 12:57:28 PM »
Choice 3 doesn't clarify how much you need to spend per 10 UR points. Is that 10 UR points per dollar, per $100, per $7,500?

And does choice 4 actually mean, "get a 10% bonus on all points earned on spending up to $7,500?

Because an actual 10% back would be amazing.
3 is per dollar, thought it was obvious but I guess it’s not perfectly clear.
4 is what it says.
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Offline sguitarist18

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Re: Gut reaction: Which offer is better?
« Reply #23 on: August 12, 2021, 01:57:21 PM »
3 is per dollar, thought it was obvious but I guess it’s not perfectly clear.
4 is what it says.

I'm nitpicking a bit, but read literally, 4 says: Get an extra 10% back on up to $7,500 of spending in the first 3 months.

So if I spend $7,500, I'd get back an additional $750?

Offline mmgfarb

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Re: Gut reaction: Which offer is better?
« Reply #24 on: August 12, 2021, 02:08:09 PM »
I'm nitpicking a bit, but read literally, 4 says: Get an extra 10% back on up to $7,500 of spending in the first 3 months.

So if I spend $7,500, I'd get back an additional $750?
You'd have to assume that the base spend earn rate would be the same across all 4 options. You can only answer the question with the information given, adding more variables changes the question. Seeing as no other variables were given, the only way to answer the question as stated would be to assume that all other variables are equal.
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Offline mmgfarb

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Re: Gut reaction: Which offer is better?
« Reply #25 on: August 12, 2021, 02:09:59 PM »
If we're being honest, the real answer to the question is option 4. No matter how good an offer is on any chase card, an offer from a bank that any of us can get approved at is going to automatically be a better offer.
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Re: Gut reaction: Which offer is better?
« Reply #26 on: August 15, 2021, 12:40:50 PM »
I wonder if the answers would be different for MR
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