Bought on sale and got back more

[HelpMe]

Didn't mean to say you bragged about it, I was referring to the threads on FWF where people are practically giddy about about how many bans they have.

I think we both can agree that FWF is a very different type of forum.

[Dan]

Buying items and returning them just to earn points/miles was talked on this forum before I joined. Where was the outrage then? Is this just a case where it is OK to steal a little but not OK to do it for large amounts?

There has been outrage before on that very subject.

And I agree that technically there's no difference between $1 and $1M ethically.  But practically there is a difference, hence why you got banned from Costco and other stores et al and people here are not.  There's a line that gets crossed that I would rather not cross.

[Dan]

I think we both can agree that FWF is a very different type of forum.

Not really, we just have different ideas of how far to push the system and the best way to milk the system.
My motto is pigs get fat, hogs get slaughtered.

I think most here prefer getting fat without the slaughtered part, while people there (including you) would rather push everything to an extreme and just get slaughtered in the process.  Not smart IMHO as I'd rather still be welcome to use those services for legit reasons in the future, but to each their own.

[JEWDA]

Not really, we just have different ideas of how far to push the system and the best way to milk the system.
My motto is pigs get fat, hogs get slaughtered.

I think most here prefer getting fat without the slaughtered part, while people there (including you) would rather push everything to an extreme and just get slaughtered in the process.  Not smart IMHO as I'd rather still be welcome to use those services for legit reasons in the future, but to each their own.

+1
Well said.

[Cbs]

My motto is pigs get fat, hogs get slaughtered.

Like

[HelpMe]

Not really, we just have different ideas of how far to push the system and the best way to milk the system.
My motto is pigs get fat, hogs get slaughtered.

I think most here prefer getting fat without the slaughtered part, while people there (including you) would rather push everything to an extreme and just get slaughtered in the process.  Not smart IMHO as I'd rather still be welcome to use those services for legit reasons in the future, but to each their own.

We really should be careful with generalizations. I already made that mistake in this thread. While I will push some deals to the limit, I am also ultra conservative when it comes to CC applications. This is the main reason I have never had AA from a CC company.

Knowing what will happen ahead of time is a great advantage on a deal. You then make your own decision based on risk vs reward. Take Costco for example, you don’t need to be a member to shop there. You can show a Costco cash card and be admitted. So is there anything really lost if they revoke your membership?

[Dan]

I am also ultra conservative when it comes to CC applications. This is the main reason I have never had AA from a CC company.

That's your loss.  I've probably opened 500 credit cards over the past 7 years to the tune of 8 figures worth of miles and never gotten a single card closed on me.

Knowing what will happen ahead of time is a great advantage on a deal. You then make your own decision based on risk vs reward. Take Costco for example, you don’t need to be a member to shop there. You can show a Costco cash card and be admitted. So is there anything really lost if they revoke your membership?

Let me know how you shop on Costco.com.
Or try to return things to a store.

[HelpMe]

That's your loss.  I've probably opened 500 credit cards over the past 7 years to the tune of 8 figures worth of miles and never gotten a single card closed on me.

I will try and put this so we don’t have to rehash anything. A high cash back card is too valuable to me to risk any chance of a denial.

Let me know how you shop on Costco.com.
Or try to return things to a store.

What I refer to as a Costco ban is not that bad. Membership under one of my businesses is not a problem.

[Dan]

I will try and put this so we don’t have to rehash anything. A high cash back card is too valuable to me to risk any chance of a denial.
What I refer to as a Costco ban is not that bad. Membership under one of my businesses is not a problem.

See that's where you and sd/fwf go wrong.  Having no clue whatsoever about the worth of an airline mile.

And I've read about folk whose address is perma-banned from Costco, etc.

[HelpMe]

See that's where you and sd/fwf go wrong.  Having no clue whatsoever about the worth of an airline mile.

And I've read about folk whose address is perma-banned from Costco, etc.

Please don’t lump FWF with SD. FW does have a hot deals forum that can be lumped with SD.
If I am welcome maybe I will show up at one of your DO’s and then you can judge me on if I know what an airline mile is worth.

For Costco you can use a PO Box or PMB. Anyway I have different addresses for my businesses.

[Dan]

If I am welcome maybe I will show up at one of your DO’s and then you can judge me on if I know what an airline mile is worth.

If you knew what I did and can do with them, you'd be singing a different tune.  But you're welcome to a DO anytime.

[HelpMe]

If you knew what I did and can do with them, you'd be singing a different tune.  But you're welcome to a DO anytime.

Confidence is something you do not lack but from where I sit you are underestimating your opponent.

That reminds me, did you ever look into the two cards I mentioned? 

[ez1985]

I just spoke to a rav about the whole taus akum thing.  He told me that even if you have a receipt and you purposely hold it back from the store in order to get more, that is still muttar.  The only way it would be a problem is if you lets say bough two pairs of the same shoes, one on sale and one full price.  If you go to return the sale one with the full price receipt, there since you are proactively misleading them that is assur.  Otherwise, it is their problem.

[Cbs]

I just spoke to a rav about the whole taus akum thing.  He told me that even if you have a receipt and you purposely hold it back from the store in order to get more, that is still muttar.  The only way it would be a problem is if you lets say bough two pairs of the same shoes, one on sale and one full price.  If you go to return the sale one with the full price receipt, there since you are proactively misleading them that is assur.  Otherwise, it is their problem.

nice. i guess im all good!

[JEWDA]

I just returned a pair of pants I got at macy's for $41 and got back $74.

[Cbs]

I just returned a pair of pants I got at macy's for $41 and got back $74.

was it on sale when u bought it? did u have the receipt? details?

[AsherO]

was it on sale when u bought it? did u have the receipt? details?

+1

Also, did you get back $74 cash or $74 Macy's credit?

[JEWDA]

was it on sale when u bought it? did u have the receipt? details?

Was on sale when I bought it, and I had coupons. I retuned it w/o receipt and they said they're mailing me a credit. Pants are reg. $125

[Cbs]

Was on sale when I bought it, and I had coupons. I retuned it w/o receipt and they said they're mailing me a credit. Pants are reg. $125

so i what i think what happens at macys is that the system picks up the sale but not the coupons or additional discounts like open a CC

[AsherO]

so i what i think what happens at macys is that the system picks up the sale but not the coupons or additional discounts like open a CC

Not worth the credit pull, unless you're buying thousands of dollars worth.