Author Topic: Venture X New Capital One Premium Card  (Read 1801 times)

Offline coffeebean

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Venture X New Capital One Premium Card
« on: November 04, 2021, 11:39:25 AM »
https://www.dansdeals.com/go/VentureX/

$395 annual fee (semi decent), 100,000 sign up bonus, $300 back for booking through portal, 10◊ points on hotels/car rentals booked through CO Portal, 5◊ on flights booked through portal, 2◊ everything else, global entry, etc...
« Last Edit: November 11, 2021, 03:46:15 PM by Dan »
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Offline coffeebean

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Re: Venture X New Capital One Premium Card
« Reply #1 on: November 04, 2021, 11:41:31 AM »
"For a limited time, cardholders can also get up to $200 in statement credits for vacation rental purchases like Airbnb and Vrbo charged to their account within the first year."
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Offline coffeebean

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Re: Venture X New Capital One Premium Card
« Reply #2 on: November 04, 2021, 11:42:13 AM »
"Anniversary bonus: 10,000 bonus miles every account anniversary, starting on your first anniversary (worth $100 toward travel)."
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Offline Joel

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Re: Venture X New Capital One Premium Card
« Reply #3 on: November 04, 2021, 11:46:19 AM »
$395 annual fee (semi decent), 100,000 sign up bonus, $300 back for booking through portal, 10◊ points on hotels/car rentals booked through CO Portal, 5◊ on flights booked through portal, 2◊ everything else, global entry, etc...
HT TPG
https://www.dansdeals.com/credit-cards/capitalone/capital-one-will-launch-venture-x-card-next-week-awesome-benefits-signup-bonus/
HT Dan  :)

Offline coffeebean

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Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #5 on: November 04, 2021, 11:09:47 PM »
I havenít had much success in recent years getting approvals from Cap1. And the triple-pulls exacerbate the frustration of being rejected.

Offline Yid888

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Re: Venture X New Capital One Premium Card
« Reply #6 on: November 11, 2021, 01:24:48 AM »
If I add an AU that is under 18, will they be able to get the Priority Pass? PP  says you have to be 18Ö
Is there any issue if I mistakenly put the ring birthday on an AU card?

Offline mordechain

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Re: Venture X New Capital One Premium Card
« Reply #7 on: November 11, 2021, 02:10:44 AM »
I tried asking for a venture card about 2 years ago and was declined.
I have a 820+ credit score, and plenty of active cards with all the usual banks.
I tried using the cap 1 pre-approval offer checker, and it matched me to 2 secured credit cards.
It looks like it's not worth wasting the credit pull. I'm wondering  what's the story here?

Offline Dan

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Re: Venture X New Capital One Premium Card
« Reply #8 on: November 11, 2021, 09:02:26 AM »
I tried asking for a venture card about 2 years ago and was declined.
I have a 820+ credit score, and plenty of active cards with all the usual banks.
I tried using the cap 1 pre-approval offer checker, and it matched me to 2 secured credit cards.
It looks like it's not worth wasting the credit pull. I'm wondering  what's the story here?
People have been approved for C1VX despite that tool. And approval rates are higher than C1V
Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #9 on: November 11, 2021, 09:03:48 AM »
I tried asking for a venture card about 2 years ago and was declined.
I have a 820+ credit score, and plenty of active cards with all the usual banks.
I tried using the cap 1 pre-approval offer checker, and it matched me to 2 secured credit cards.
It looks like it's not worth wasting the credit pull. I'm wondering  what's the story here?

I just read a DP from someone that had the same results regarding the pre-approval checker so I wouldn't put too much weight on that. I think it's a good enough card that I'd still go for it if I were you. Let us know your results if you do it.

Offline Dan

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Re: Venture X New Capital One Premium Card
« Reply #10 on: November 11, 2021, 09:04:22 AM »
Amazing how some bloggers have created 12 posts out of info that can be conveyed in 1.
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Offline Joel

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Re: Venture X New Capital One Premium Card
« Reply #11 on: November 11, 2021, 09:17:07 AM »
2 Denials, reason given on one was to many inquires (have maybe a few)  and the other to many revolving accounts (around 20 open accounts in total). 

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Venture X New Capital One Premium Card
« Reply #12 on: November 11, 2021, 09:44:08 AM »
1 theory I've seen bandied about is that C1 wants people who are prone to carrying balances and so they don't care what your score is or how many open accounts you have or what you're credit utilization is. Rather what they want to see is CC debt that's being carried. People who carried a (even 0% APR) balance were approved.

Offline Joel

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Re: Venture X New Capital One Premium Card
« Reply #13 on: November 11, 2021, 10:42:26 AM »
FWIW i tried recon which they told me is just a computer decision and they don't have a manual review process like every other bank. 

Offline jonesy

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Re: Venture X New Capital One Premium Card
« Reply #14 on: November 11, 2021, 03:43:56 PM »
People have been approved for C1VX despite that tool. And approval rates are higher than C1V

Thanks Dan! Was hesitant to apply cuz cap1 always denied me, but got instant approval on this.

Offline Dan

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Re: Venture X New Capital One Premium Card
« Reply #15 on: November 11, 2021, 03:45:37 PM »
Thanks Dan! Was hesitant to apply cuz cap1 always denied me, but got instant approval on this.
Congrats!
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Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #16 on: November 11, 2021, 04:31:47 PM »
FWIW i tried recon which they told me is just a computer decision and they don't have a manual review process like every other bank.

I got the same response a few months back for the regular Venture card

Offline WonderingYid

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Re: Venture X New Capital One Premium Card
« Reply #17 on: November 11, 2021, 05:54:59 PM »
FWIW i tried recon which they told me is just a computer decision and they don't have a manual review process like every other bank.
HUCA?

Offline Joel

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Re: Venture X New Capital One Premium Card
« Reply #18 on: November 11, 2021, 07:01:37 PM »
HUCA?
C1 does not recon like most banks where a human could approve you. All they are going to do is re-enter your info in the system which is just going to reject you again unless something changed in your credit report

Offline grodnoking

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Re: Venture X New Capital One Premium Card
« Reply #19 on: November 14, 2021, 11:15:36 PM »
Seems like they are accepting new account holders (who never had Cap1 before) who have limited credit history (2 - 3 cards, with a year or 2 of history) and giving them a 10k credit limit. Previous account holders also with only a small history been getting 20k credit limit, but long standing customers with many credit lines are getting denied.
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