Author Topic: Venture X New Capital One Premium Card  (Read 1802 times)

Offline 1avigrun

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Re: Venture X New Capital One Premium Card
« Reply #20 on: November 15, 2021, 12:16:04 AM »
Seems like they are accepting new account holders (who never had Cap1 before) who have limited credit history (2 - 3 cards, with a year or 2 of history) and giving them a 10k credit limit. Previous account holders also with only a small history been getting 20k credit limit, but long standing customers with many credit lines are getting denied.
revenge on the reserve platinum loyalists

Online Mordyk

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Re: Venture X New Capital One Premium Card
« Reply #21 on: November 15, 2021, 06:08:00 AM »
My credit is bad.  Yet capital one approved me like 6 months ago with a $500 limit and upped it by themselves to $3500 like two months ago.  (In making sure utilization is way down)

Any point in trying for this?
#TYH

Offline davidd75

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Re: Venture X New Capital One Premium Card
« Reply #22 on: November 18, 2021, 03:19:27 PM »
refundables should work for travel credit and Airbnb credit?

Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #23 on: November 18, 2021, 03:59:38 PM »
refundables should work for travel credit and Airbnb credit?

Probably. Give it a try and report back

Offline davidd75

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Re: Venture X New Capital One Premium Card
« Reply #24 on: November 18, 2021, 04:06:36 PM »
Im sure by now somenone must have tried it with any card from Capital?

Offline fliZ

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Re: Venture X New Capital One Premium Card
« Reply #25 on: November 19, 2021, 01:21:59 PM »
I just got my Venture X cards (one for me and an AU for my wife). The website lets me sign up for priority pass but when I try it for my wife, it says: That information doesn’t match our records. Please try again.

Is there a different procedure I need to follow to get PP for my AUs?

Edit: according to a thread on reddit - I will be able to add the AU to PP once the AF hits in a few days
« Last Edit: November 19, 2021, 01:45:32 PM by fliZ »

Offline chief_mag

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Re: Venture X New Capital One Premium Card
« Reply #26 on: November 22, 2021, 08:14:52 PM »
Just received the VX card, thanks Dan!

Quote
Hertz elite status:
Venture X Primary and additional cardholders get Hertz President’s Circle elite status....

Any clues how I can get this added to my Hertz account? I spoke to C1 CS who sent me to Visa Concierge, Visa Concierge promptly sent me back to C1 CS

Offline Ceisey

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Re: Venture X New Capital One Premium Card
« Reply #27 on: November 22, 2021, 08:22:21 PM »
I haven’t had much success in recent years getting approvals from Cap1. And the triple-pulls exacerbate the frustration of being rejected.
Heard about the triple pulls. Have more details on that? How is their credit inquiry/pull different than Chase and other banks?

Offline baron

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Re: Venture X New Capital One Premium Card
« Reply #28 on: November 22, 2021, 11:58:30 PM »
as far as the triple pull is concerned, you can lock/freeze one bureau as long as its not Equifax and still get approved. I've locked my Experian using the free trial on experian.com, applied for the regular venture and been approved (with no pull on Experian). Did this June 2021 and still works.

Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #29 on: November 23, 2021, 09:20:50 AM »
Heard about the triple pulls. Have more details on that? How is their credit inquiry/pull different than Chase and other banks?

Cap1 pulls your credit from all 3 bureaus instead of just one. So you end up with a hard inquiry on every credit report instead of just one.

as far as the triple pull is concerned, you can lock/freeze one bureau as long as its not Equifax and still get approved. I've locked my Experian using the free trial on experian.com, applied for the regular venture and been approved (with no pull on Experian). Did this June 2021 and still works.

I do recall doing that too many years ago, glad to hear it is still working

Offline ushdadude

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Re: Venture X New Capital One Premium Card
« Reply #30 on: November 23, 2021, 11:32:17 AM »
as far as the triple pull is concerned, you can lock/freeze one bureau as long as its not Equifax and still get approved. I've locked my Experian using the free trial on experian.com, applied for the regular venture and been approved (with no pull on Experian). Did this June 2021 and still works.


would this help prevent chase 5/24?
Trolls will always post stupid replies

Offline HoKo

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Re: Venture X New Capital One Premium Card
« Reply #31 on: November 23, 2021, 11:40:27 AM »

would this help prevent chase 5/24?

No, Chase 5/24 is based on opened cards showing up on your credit report, and freezing your credit doesn't have any affect on new accounts showing up.

Hard inquiries are irrelevant for 5/24 purposes.

Offline lafindumonde

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Re: Venture X New Capital One Premium Card
« Reply #32 on: November 30, 2021, 11:24:24 AM »
After reading all the favorable reports of people being approved for this card, I took the bait, applied and was rejected.  >:(

I have a mid-800 credit score and a 6 figure+ balance in my Cap1 Money Market account.

I sent an email to the President asking for reconsideration failing which I'll move my Money Market account elsewhere. What a joke.

Offline as2

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Re: Venture X New Capital One Premium Card
« Reply #33 on: November 30, 2021, 12:57:02 PM »
After reading all the favorable reports of people being approved for this card, I took the bait, applied and was rejected.  >:(

I have a mid-800 credit score and a 6 figure+ balance in my Cap1 Money Market account.

I sent an email to the President asking for reconsideration failing which I'll move my Money Market account elsewhere. What a joke.
What reasons did they give for denial? Cap one has always been inconsistent with the norms IMO. Only ones to ever reject me for a personal card.
Memories last forever, make them while you can.

Offline Naftuli19

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Re: Venture X New Capital One Premium Card
« Reply #34 on: November 30, 2021, 12:59:35 PM »
Would C1 move credit from existing  card to approve a new card?
Sometimes You Will Never Know the True Value of A Moment Until It's Become A Memory...

Offline lafindumonde

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Re: Venture X New Capital One Premium Card
« Reply #35 on: November 30, 2021, 01:20:52 PM »
What reasons did they give for denial? Cap one has always been inconsistent with the norms IMO. Only ones to ever reject me for a personal card.

I don't have the rejection letter yet, I applied today.  In the mail today, I received a mailing from Cap1 "Find out now if you're PRE-APPROVED" for a Capital One card."

Offline as2

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Re: Venture X New Capital One Premium Card
« Reply #36 on: November 30, 2021, 01:45:55 PM »
I don't have the rejection letter yet, I applied today.  In the mail today, I received a mailing from Cap1 "Find out now if you're PRE-APPROVED" for a Capital One card."
That's generic, I've been getting those for a while
Memories last forever, make them while you can.

Offline m65

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Re: Venture X New Capital One Premium Card
« Reply #37 on: November 30, 2021, 01:58:35 PM »
refundables should work for travel credit and Airbnb credit?
works for travel credit

Offline shmoe joe

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Re: Venture X New Capital One Premium Card
« Reply #38 on: December 01, 2021, 10:27:25 AM »
Dear Friends

On 9/1/19 American Express implemented a 90 day restriction on adding or “linking” frequent flier accounts which finally took affect 10/21/21.

As a result of this change, the value of Amex points have decreased and the process to redeem them has changed. If you are affected by this change and would like to explore your options please let me know.

In the interim, Capital One released a brand new travel rewards credit card the Venture X Card, designed to compete with the Amex Platinum and Chase Sapphire Reserve Cards. We foresee Capital One Miles rising in value as a result of their new travel card, airline transfer partners and the Amex restrictions.
« Last Edit: December 01, 2021, 10:41:03 AM by Dan »
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Offline lafindumonde

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Re: Venture X New Capital One Premium Card
« Reply #39 on: December 01, 2021, 10:47:43 AM »
What reasons did they give for denial? Cap one has always been inconsistent with the norms IMO. Only ones to ever reject me for a personal card.

"Based on your credit report, there are too many revolving accounts"