Author Topic: Venture X New Capital One Premium Card  (Read 143863 times)

Offline Luvtotravel

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Re: Venture X New Capital One Premium Card
« Reply #740 on: February 04, 2024, 01:18:29 AM »

If you do want to try and cancel. Try to get credit with the rental car company and then rebook and have left over credit if possible.. vs refund to cc which you'll lose out on.
  what do you mean by this?
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Offline TzviR

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Re: Venture X New Capital One Premium Card
« Reply #741 on: February 04, 2024, 01:21:59 AM »

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Re: Venture X New Capital One Premium Card
« Reply #743 on: February 04, 2024, 02:51:54 PM »
Not answered there
"Finally, it’s worth noting that Capital One is an outlier when it comes to account downgrading. While you may be eligible for a downgrade to Capital One VentureOne (no annual fee) or Capital One Venture ($95 annual fee), you won’t get a refund of the $395 fee once the fee has been billed to your account. Most other banks allow a full or prorated refund for downgrading a card after a fee is billed. You can try calling to downgrade before the annual fee is billed, though not all cardholders will be eligible for an early downgrade.
However, you can always close a card for at least a month after an annual fee is billed to get a refund of the fee."


You can try and see if you're eligible


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Offline baron

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Re: Venture X New Capital One Premium Card
« Reply #744 on: February 04, 2024, 02:55:47 PM »
"Finally, it’s worth noting that Capital One is an outlier when it comes to account downgrading. While you may be eligible for a downgrade to Capital One VentureOne (no annual fee) or Capital One Venture ($95 annual fee), you won’t get a refund of the $395 fee once the fee has been billed to your account. Most other banks allow a full or prorated refund for downgrading a card after a fee is billed. You can try calling to downgrade before the annual fee is billed, though not all cardholders will be eligible for an early downgrade.
However, you can always close a card for at least a month after an annual fee is billed to get a refund of the fee."


You can try and see if you're eligible
Yes I mentioned that
Necessary as they don’t really refund the AF after it’s billed unless you close the account.
Question is if it’s frowned upon at the 1st year

Offline myi

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Re: Venture X New Capital One Premium Card
« Reply #745 on: February 04, 2024, 04:17:44 PM »
  what do you mean by this?
Meaning that card year is over. You get three hundred dollars in travel credit every card member year.
So should he want to get a refund for his original charge? He'll lose out on that whole amount.

Meaning if you don't use the credit that year it will go unused, And should you want to cancel a trip that you used the credit for and the card year has passed, you will lose that money as well, As you won't get back any credit if it's past expiration date.

The rebook wouldn't have insurance coverage though since it is no longer connected to the card.
That is true, he has to pick which one he wants.
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Offline baron

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Re: Venture X New Capital One Premium Card
« Reply #746 on: February 05, 2024, 07:04:21 PM »
Does C1 care about downgrading within a year? Necessary as they don’t really refund the AF after it’s billed unless you close the account.
I’m seeing that it’s a few days over a year since the first annual fee, and still wasn’t charged the new AF. However no downgrade option…

Offline shmoe joe

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Re: Venture X New Capital One Premium Card
« Reply #747 on: February 16, 2024, 03:43:32 PM »
Can I book united flight and get the $300 credit and then cancel and get United certificate? If yes which other airline works?
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Offline myi

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Re: Venture X New Capital One Premium Card
« Reply #748 on: February 19, 2024, 01:54:10 PM »
Can I book united flight and get the $300 credit and then cancel and get United certificate? If yes which other airline works?
Yes can be done.
 Skim through this thread.
https://forums.dansdeals.com/index.php?topic=134371.0
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Offline myi

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Re: Venture X New Capital One Premium Card
« Reply #749 on: February 19, 2024, 01:54:57 PM »
Does the Venture X cover return shipping ? Couldn't find any details about that in the T&C.
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Offline Dan

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Re: Venture X New Capital One Premium Card
« Reply #750 on: February 19, 2024, 01:57:18 PM »
Does the Venture X cover return shipping ? Couldn't find any details about that in the T&C.
Only AMEX does that.
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Offline myi

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Re: Venture X New Capital One Premium Card
« Reply #751 on: February 19, 2024, 02:48:55 PM »
Only AMEX does that.
I remember one of the cards offering that protection.  Thanks.
 I guess I'll have to swallow the loss.
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Offline 4yourinfo

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Re: Venture X New Capital One Premium Card
« Reply #752 on: February 20, 2024, 01:02:33 PM »
I remember one of the cards offering that protection.  Thanks.
 I guess I'll have to swallow the loss.
Paypal did that a few years ago..

Offline DaasTora

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Re: Venture X New Capital One Premium Card
« Reply #753 on: February 20, 2024, 01:05:47 PM »
Can I book united flight and get the $300 credit and then cancel and get United certificate? If yes which other airline works?
Elal too.

Offline shmoe joe

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Re: Venture X New Capital One Premium Card
« Reply #754 on: February 25, 2024, 04:33:48 PM »
Can I transfer points from my account to my wife’s account?
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Offline Realshlomo

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Re: Venture X New Capital One Premium Card
« Reply #755 on: February 25, 2024, 04:36:34 PM »
Can I transfer points from my account to my wife’s account?
Yes, I think you need to call though. According to One mile At a time.

Offline Dan

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Re: Venture X New Capital One Premium Card
« Reply #759 on: February 29, 2024, 12:55:04 AM »
my annual fee for venture X is due to recharge march 1 does that mean i have to downgrade by feb 29?
its my second year so no problem with downgrading early