I have a few questions about authorized users for the Capital One Venture X I was wondering if you all could help answer - 1) DW has the card. I will be driving a Hertz vehicle in a month or so. If I pay for the vehicle with her card (she'll be there), will that cover me if I'm the one driving? Or does the credit card have to be in my name if I'm the one driving., if I want primary coverage. 2) Does anyone have experience adding someone as an AU who is trying to stay under 5/24? I know Capital One doesn't ask for a social, but I also know that sometimes credit bureau's can pick up on you having a card even without a social being added. Is there a way around this to make sure the AU doesn't get added to the credit report?