The problem is there are different reason to get this card. So, when you start comparing you are not comparing each person's needs. For me #1 is SUB. It is a no-brainer. Anyone want to point out where my brain is going wrong?
Man. Why not just call it cashback and call it a day?
The SUB is also meh. These UR are worth 33% less than normal UR (1.0 vs 1.5).
Normal UR are not worth 1.5
If you have CSR, why not? Actually is worth more than 1.5 with PYB.
$1k cash is $1k cash at the end of the day. Also, many people don't have CSR, just IP or CSP which narrows the margin. But I hear both sides of this. Just very disappointed it wasn't BP competition.
a game changer
$195 AF needs to be deducted from your 1K $805 for 10k spend for now its not
$195 AF needs to be deducted from your 1K $805 for 10k spend
The IP SUB is worth $1500 with CSR
1 - You need CSR with a crazy fee. 2 - PYB you might not be able to useWe all understand the value you can get with strings attached. Going to have to invoke @HelpMe here. If they are worth 1.5+ how many million you want @ 1.4?
The CSR after getting $300 In travel really only has $250 but much more then this new card but much more benefit
If I wanted more travel credit, I would get Amex BP with 170k bonus.
170k? Highest public offer I'm aware of is 150k (+20k for $4k spend on up to 5 employee cards = 250k total)
150k with my referral and 20k referral. Pays to have a wife and kids.
Only 20k referral? I got 115k