My wife has about 90k US Bank points earned as a SUB. Just got a statement with the AF for year 2. What are the best options for maximizing value and cashing out quickly so I can close it and avoid paying the AF? I believe I can redeem for .01 pp cash, but is there anything better and relatively easy?
I also have 90k, but my AF doesn't post until the summer. So are there better travel-related redemptions I can aim for over the next 6 months?
