Author Topic: citizens bank 10% cash back card for New York and New Jersey residents  (Read 1847 times)

Offline theyankel

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https://www.citizensbank.com/promo/credit-card/cashbackplus/107.aspx?ctzMode=MKL-ODA_ZET_CCR_CTZ_NYNJ_NYNJCB

Step One
Open a Cash Back Plus credit card account
Earn 10% cash back for nine months and then 1.8% cash back on everything thereafter. Yes, everything. Plus, youíll enjoy no annual fee and other convenient features that you want in a credit card.

Step two
Add a checking account
Select the first, new personal checking account that best suits your needs. Our personal checking accounts are designed to fit any lifestyle, from simple everyday banking to benefits that include access to financial professionals and personalized advice

Offline mushkovits

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Will they be issuing 1099ís for the CB?

Offline sky121

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"As a new customer, youíll get 10% cash back for nine months on up to $1,000 in monthly spend"
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Online yungermanchik

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"As a new customer, youíll get 10% cash back for nine months on up to $1,000 in monthly spend"
Using a double cash as a baseline for ppd, that's almost like a $720 SUB.
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Offline elimmm

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Using a double cash as a baseline for ppd, that's almost like a $720 SUB.
please explain your math.
isnt it $900 cash back for 9k of spend 
(after that u get 1.8%)

Offline Lurker

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please explain your math.
isnt it $900 cash back for 9k of spend 
(after that u get 1.8%)

If Double Cash gives you 2%, the sub is essentially the extra 8%◊$9000.
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Offline DealJew

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Why is this different than just opening a card with a 90K Bonus?
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Offline theyankel

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Why is this different than just opening a card with a 90K Bonus?
who said it was different? or maybe the 1.8% is different? or maybe this is a personal card and not a business card? or maybe there are no, no AF cards offering 90k now?

Offline S209

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Will they be issuing 1099ís for the CB?
I would guess not since itís technically a regular credit card SUB. I donít see how they could.
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Offline Geshmak25

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Can only earn the full SUB if spend over 9 months and need to open a checking account. Sometimes checking account SUBs can be $200-$300Öput everything together and it feels like an average offer.
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Offline S209

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Re: citizens bank 10% cash back card for New York and New Jersey residents
« Reply #10 on: April 30, 2023, 09:01:51 PM »
Can only earn the full SUB if spend over 9 months and need to open a checking account. Sometimes checking account SUBs can be $200-$300Öput everything together and it feels like an average offer.
Itís a nice SUB, not the best out there but definitely nothing to sneeze at. With Chase, Citi, and Amex I try to aim for $1,000+ value per SUB so I personally wouldnít sign up for this as it takes a 5/24 slot. I would value 75K Citi etc. as way more.
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Offline chbochur

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Re: citizens bank 10% cash back card for New York and New Jersey residents
« Reply #11 on: April 30, 2023, 11:14:31 PM »
Another good thing about this sign up bonus is that you have longer to do the spending.
Smaller amounts then 6k in 3 months.