Is It Ethical?

[avromie7]

My company already gets a % discount at this retailer and I'm afraid that my getting cashback will eat into the retailer's profits.

The retailer decides how to do business, that includes all different types of offers. If they decided that it's worthwhile for them to have these offers available, there's no reason not to use it.

[real-brisker]

The retailer decides how to do business, that includes all different types of offers. If they decided that it's worthwhile for them to have these offers available, there's no reason not to use it.

you didn't answer the question. What makes you say that a realtor allows a personal account to be used for business?

[snapit]

Are cashback portals intended for personal shopping only or does that include business purchases?

This retailer offers services to other small businesses but it's open for personal accts as well. I'm not sure whether they primarily profit from small business orders or personal orders.

My company already gets a % discount at this retailer and I'm afraid that my getting cashback will eat into the retailer's profits.

I don't know portal intentions, Just pointing out...
Did you ask your employer if you may have that cashback? From what I understand they are entitled to it.

[avromie7]

you didn't answer the question. What makes you say that a realtor allows a personal account to be used for business?

No reason to believe otherwise

[real-brisker]

No reason to believe otherwise

your still not answering his question.

Are cashback portals intended for personal shopping only or does that include business purchases?

OP could also guess.

[Jellybelly]

I don't know portal intentions, Just pointing out...
Did you ask your employer if you may have that cashback? From what I understand they are entitled to it.

just curious, are you coming from a halachic view or just common sense? I’d think it would belong to the person doing the purchasing

[avromie7]

your still not answering his question.OP could also guess.

Can I use a coupon in Macy's for a business purchase? Unless they specify otherwise, there's no reason not to.

[davidrotts63]

your still not answering his question.OP could also guess.

most of their T&Cs say not for resellers, yet say nothing about business purposes, I don't know why you'd assume it's excluded

[snapit]

just curious, are you coming from a halachic view or just common sense? I’d think it would belong to the person doing the purchasing

Halacha

[aygart]

Are cashback portals intended for personal shopping only or does that include business purchases?

This retailer offers services to other small businesses but it's open for personal accts as well. I'm not sure whether they primarily profit from small business orders or personal orders.

My company already gets a % discount at this retailer and I'm afraid that my getting cashback will eat into the retailer's profits.

What do the T&C say?

[Jellybelly]

Halacha

I recently saw in a book with psakim from reb Yisroel belsky that it should belong to the purchaser, but I’ll have to check again

[etech0]

I recently saw in a book with psakim from reb Yisroel belsky that it should belong to the purchaser, but I’ll have to check again

The purchaser is the one spending the time to go through the portal, but on the other hand, if they're doing it during work hours then maybe it's not their time to spend...

[Jellybelly]

I don’t have the book, I think it’s called Living with Honesty, written by a talmid of his. I think  the question was, if someone gets reimbursed for business related travel expenses, if he uses a cc that gives cash back, can he expense the entire cost of the trip or does he have to subtract the cash back that he’s receiving from the credit card company? And he answers that he can expense the whole cost of the trip cuz the cash back is btwn him and the cc company and not btwn the cc company and the business. The cc companies have these incentives so that people will use their products and not others.
I forsure have his psak right, but I may have his line of reasoning wrong. I will try to look it up

[avromie7]

I don’t have the book, I think it’s called Living with Honesty, written by a talmid of his. I think  the question was, if someone gets reimbursed for business related travel expenses, if he uses a cc that gives cash back, can he expense the entire cost of the trip or does he have to subtract the cash back that he’s receiving from the credit card company? And he answers that he can expense the whole cost of the trip cuz the cash back is btwn him and the cc company and not btwn the cc company and the business. The cc companies have these incentives so that people will use their products and not others.
I forsure have his psak right, but I may have his line of reasoning wrong. I will try to look it up

Everyone agrees with that, I'm not so sure that a cash back portal would be the same.

[ChaimMoskowitz]

...to vote in the D primary in the hopes of getting a weaker candidate for the R in the general election?

[davidrotts63]

...to vote in the D primary in the hopes of getting a weaker candidate for the R in the general election?

I would have voted for Hillary, if she would have needed my help for the general

[aygart]

...to vote in the D primary in the hopes of getting a weaker candidate for the R in the general election?

yes

[henche]

...to vote in the D primary in the hopes of getting a weaker candidate for the R in the general election?

I don't like that.  But, if you live in a jurisdiction that effectively only has one party, I think it's ok to vote for the D that you think is the lesser evil, even if you plan to vote against them in the general.

[ChaimMoskowitz]

I don't like that. 

It is a yes or no question and no one cares what you like! YA MILTS!!! 

[sguitarist18]

Question: I enrolled into a health insurance plan, which I knew I would only need for a few months. Now, it would not be ethical to enroll, plan to wait and see if I need any services, and then (if it turns out I didn't need it) just not pay and allow the insurance to be terminated.

What happened to me is that they screwed up the billing. I paid for the first month, but they decided to run a billing cycle starting from the 15th of the month - combined with the fact that I started in December, that raised my premium for what they called "the first month," since now it was half a month in 2017 and half in 2018.

I paid the additional amount, but they kept sending me bills that did not include that payment, and were more than I should be paying.

Numerous calls asking them to fix the issue and send me an accurate bill, back and forth...by the time they finally sent a correct bill, they had terminated my insurance due to lack of payment - when the reason it wasn't paid was because they hadn't sent an accurate bill!

Ethically/morally speaking, should I pay the premiums? I believe they cancel the coverage retroactively, but still...