I want to share an explanation I heard in Los Angeles 25 years ago.
This also applies to other similar laws in Halacha - Jewish Code of Life. I will give a better example that everyone here should relate to better.
Imagine, you pull in to a First Class lounge of Qatar's Airline or the American Airline Admiral's Club. You request directions to the spa and shower area. The receptionist smiles and asks for your card. You answer "which card?" She asks if you are a club member. You respond that you are not a member of any club, you have an Amex Zync card and you want to freshen up before your flight in 3 hours.
She will politely send you away, she may direct you to where the main terminal waiting area is. "These amenities are only for members of our exclusive club. It is open to anyone but you have to pay your dues and fulfill certain requirements. You need to fly 30 times in 1 calendar year, earn status and pay the annual fee. You have to participate in helping build our airline. If you do that, we will be very happy to serve you. You can not just come for the free spa and not pay the dues etc."
If you want the basics, you have no problem. All your needs are tended to. But if you want something extra, for example a free spa treatment, you can get that too, but only if you are a club member.
The same thing with Judaism. The ethics demanded of Judaism are actually of a higher standard than other religions, even for when dealing with non-Jews. However there are special perks, benefits, which are demanded of us when dealing with each other.
It happens to be that in contrast with today's society, Jews have no benefits or rights, only responsibilities and duties. The focus is on being givers not takers. When you give, someone gets but our focus should be to give to others, not how much we are getting from them.
Was this clear?