Author Topic: Car parked hit and run  (Read 1245 times)

Offline aryeh1

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Car parked hit and run
« on: February 20, 2022, 12:49:23 PM »
My car was parked and someone hit it and sped off. Only got make model, and color but couldn't get license plate in time.  Police came said police report would be available in several days.  They said there's a police camera Down the block but my insurance company would need to obtain it.

This was in nyc, my car shited to curb after was hit,  damage doesn't seem that severe, car is drivable, looks like side panel scratched ,next to wheel slightly cracked, , small dent etc

Should i report to insurance? Will it go up? And can they obtain video or waste?

Thanks


Most of it can be wiped off seems..
« Last Edit: February 20, 2022, 01:44:02 PM by aryeh1 »

Offline simplicity

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Re: Car parked hit and run
« Reply #1 on: February 20, 2022, 02:38:02 PM »
Depends on you deductible, remember it gets reported to Carfax this can affect your resale value.
My guess is itís not worth it. Itís your choice

Offline aryeh1

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Re: Car parked hit and run
« Reply #2 on: February 20, 2022, 02:42:32 PM »
Depends on you deductible, remember it gets reported to Carfax this can affect your resale value.
My guess is itís not worth it. Itís your choice

2500
Was already reported to police, will it still be reported to car fax?

Offline Davidthebest

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Re: Car parked hit and run
« Reply #3 on: February 20, 2022, 03:58:11 PM »
My car was parked and someone hit it and sped off. Only got make model, and color but couldn't get license plate in time.  Police came said police report would be available in several days.  They said there's a police camera Down the block but my insurance company would need to obtain it.

This was in nyc, my car shited to curb after was hit,  damage doesn't seem that severe, car is drivable, looks like side panel scratched ,next to wheel slightly cracked, , small dent etc

Should i report to insurance? Will it go up? And can they obtain video or waste?

Thanks


Most of it can be wiped off seems..
I had same story this week. Be happy ot didn't touch your brake lights glass. Mine was. So far I didn't do anything. Its a lease . Hopefully it will be included in damage waiver.

Offline dovy2

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Re: Car parked hit and run
« Reply #4 on: February 21, 2022, 07:47:48 PM »
2500 detuctable?! Where's your policy from?

Offline aryeh1

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Re: Car parked hit and run
« Reply #5 on: February 21, 2022, 07:55:28 PM »
2500 detuctable?! Where's your policy from?
Geico

Turns out damage is greater than deductible as axle is damaged

Offline moko

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Re: Car parked hit and run
« Reply #6 on: February 21, 2022, 08:35:22 PM »
2500 detuctable?! Where's your policy from?
you choose your deductible. The higher the deductible, the lower the premium

Offline aygart

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Re: Car parked hit and run
« Reply #7 on: February 21, 2022, 08:36:40 PM »
In some states uninsured motorist coverage does not have a deductible.
Feelings don't care about your facts

Offline aryeh1

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Re: Car parked hit and run
« Reply #8 on: February 22, 2022, 07:33:25 PM »
Geico

Turns out damage is greater than deductible as axle is damaged
Adjuster came down and gave an estimate,  anyone familiar with actual repair costs?

Offline EliJelly

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Re: Car parked hit and run
« Reply #9 on: February 22, 2022, 08:06:33 PM »
Adjuster came down and gave an estimate,  anyone familiar with actual repair costs?
When you pay out of your pocket they charge $1k, when insurance pays they charge $10k.

Offline aryeh1

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Re: Car parked hit and run
« Reply #10 on: February 22, 2022, 08:13:03 PM »
When you pay out of your pocket they charge $1k, when insurance pays they charge $10k.
They don't charge they get an estimate for repair costs.. but damage is above deductible

Offline pointer

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Re: Car parked hit and run
« Reply #11 on: February 22, 2022, 11:28:51 PM »
Depends on you deductible, remember it gets reported to Carfax this can affect your resale value.
My guess is itís not worth it. Itís your choice

Was already reported to police, will it still be reported to car fax?

Once there's a police report it goes on the Carfax, it has nothing to do with the insurance claim.