In late April 2022, after the application window closed, program requirements were changed in order to further narrow eligibility. Changes include:
-applicants can no longer receive forward mortgage assistance- forward assistance is only available for non-escrowed taxes, water/sewer, and condo/co-op/HOA dues
-applicants can now qualify for forward assistance if their housing costs, excluding mortgage costs (so limited to non-escrowed taxes, water/sewer, and condo/co-op/HOA dues), exceeds 50% of their monthly gross income
-only costs that have come due prior to January 1, 2022 qualify for assistance (it specifically states non-mortgage debt, but they seem to be applying this to mortgage debt as well)
https://www.nyhomeownerfund.org/bulletins