Author Topic: jersey care  (Read 181043 times)

Offline mendy from lakewood

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: May 2014
  • Posts: 1199
  • Total likes: 49
  • DansDeals.com Hat Tips 26
  • Gender: Male
    • View Profile
  • Location: lakewood
  • Programs: United Premier 1K, Marriott Gold, IHG Gold, National EE, Hertz Presidential.
Re: jersey care
« Reply #1000 on: January 19, 2020, 10:32:37 AM »
Iíve tried getting jersey care office to put it in writing and they were never willing...

And yes if you terminate yourself from insurance then you will not be eligible for insurance through the market place unless itís open enrollment period.
"Respect is earned, Honesty is appreciated, Trust is gained, Loyalty is returned"

Offline etech0

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 12416
  • Total likes: 2474
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: jersey care
« Reply #1001 on: January 19, 2020, 11:18:46 AM »
If you qualify for Jersey Care you can't get marketplace insurance, they will just tell you to contact Jersey Care
Workflowy. You won't know what you're missing until you try it.

Offline nucheiner

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 402
  • Total likes: 61
  • DansDeals.com Hat Tips 0
    • View Profile
Re: jersey care
« Reply #1002 on: January 19, 2020, 12:50:21 PM »
If you qualify for Jersey Care you can't get marketplace insurance, they will just tell you to contact Jersey Care
When applying for the Marketplace you are estimating what you will make for the calendar year. If your estimate is higher than the amount JC eligibility you will be eligible for the Marketplace and potentially a subsidy as well. At the end of the year they were reconcile and you may end up with even a higher subsidy if your income is lower then estimated.

In short if you would like the Marketplace, estimate high. You probably won't get audited but to do it correctly have a reason why you estimated high (expected a bonus, return in an investment, started a side gig etc)

Offline nucheiner

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 402
  • Total likes: 61
  • DansDeals.com Hat Tips 0
    • View Profile
Re: jersey care
« Reply #1003 on: January 19, 2020, 12:59:02 PM »


Iíve tried getting jersey care office to put it in writing and they were never willing...

And yes if you terminate yourself from insurance then you will not be eligible for insurance through the market place unless itís open enrollment period.

They can't really put it in writing as its not the rule technically. Also note that the way the Marketplace operates doesn't align exactly with Jersey Care.

Having said that, it's doubtful they will ever go after somebody who for example won  5k dollars in a lottery in one month. Reporting it would help the case yet it only makes you honest but fails to make you actually eligible. However an individual who lives a lavish lifestyle because he owns a building on fifth avenue but due to accounting methods is officially losing money, they will then use this technicality to say you were ineligible despite the fact you reported it.

Offline nucheiner

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 402
  • Total likes: 61
  • DansDeals.com Hat Tips 0
    • View Profile
Re: jersey care
« Reply #1004 on: January 19, 2020, 01:01:58 PM »
I spoke to a friend who unfortunately had to deal with a lawyer for this and he was told that even if they let you keep it at the jersey care office that doesnít legally allow you to keep it. Jersey care was not made for self employed where your income varies for month and has a lot of grey area where if you end up in front of a judge you may be liable even if they told you that you can stay on. I left jersey care for this reason even though technically I was eligible.
Did your friend win 5k one month in the Oorah Auction? Or was he wheeling and dealing all the while attempting on staying within the rules to remain technically eligible for wellfare?

Offline etech0

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 12416
  • Total likes: 2474
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: jersey care
« Reply #1005 on: April 22, 2020, 02:02:33 PM »
Are you allowed to have jersey care along with employer insurance? Getting conflicting info that jersey care might terminate if they find out you have employer insurance as well.
Workflowy. You won't know what you're missing until you try it.

Offline lakewood34

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Jun 2017
  • Posts: 281
  • Total likes: 23
  • DansDeals.com Hat Tips 40
    • View Profile
Re: jersey care
« Reply #1006 on: April 24, 2020, 12:37:13 AM »
Are you allowed to have jersey care along with employer insurance? Getting conflicting info that jersey care might terminate if they find out you have employer insurance as well.
i believe for adults the answer is no
for children they can have a primary carrier and jersey care is the secondary carrier

Offline etech0

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 12416
  • Total likes: 2474
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: jersey care
« Reply #1007 on: April 24, 2020, 01:48:02 PM »
i believe for adults the answer is no
for children they can have a primary carrier and jersey care is the secondary carrier
Thanks!
Would the answer be the same re: insurance that's purchased directly from the insurance company (not from an employer or the marketplace)
Workflowy. You won't know what you're missing until you try it.

Offline nucheiner

  • Dansdeals Platinum Elite
  • ****
  • Join Date: Sep 2016
  • Posts: 402
  • Total likes: 61
  • DansDeals.com Hat Tips 0
    • View Profile
Re: jersey care
« Reply #1008 on: April 26, 2020, 04:17:06 PM »
i believe for adults the answer is no
for children they can have a primary carrier and jersey care is the secondary carrier

I think it's the opposite. An adult can have both as they are eligible generally through medicaid and that can be secondary (this is true for eligibility due to pregnancy as well). For children who are on through CHIP (i.e. parents are ineligible but the children are eligible through these higher limits) I believe you cannot apply if you already have other coverage. (However if you are already on the program it is possible that they may be able to stay on.) Check out the brochures on lrrcenter.org The LRRC is also very helpful via email.

Offline greatdeals

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Aug 2012
  • Posts: 1652
  • Total likes: 8
  • DansDeals.com Hat Tips 27
    • View Profile
Re: jersey care
« Reply #1009 on: May 03, 2020, 10:03:45 PM »
what is the difference between plan A and plan ABP?

Offline avrumy

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Sep 2011
  • Posts: 799
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NJ
Re: jersey care
« Reply #1010 on: June 21, 2020, 01:42:49 PM »
Anyone know how a Self employed (one spouse) and the other spouse  w-2 works? will they take SE spouse income from tax return last year and current spouse pay stub wages or just look at the full 2019 tax return? thanks

Online avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 7215
  • Total likes: 1728
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: jersey care
« Reply #1011 on: June 21, 2020, 05:35:28 PM »
Anyone know how a Self employed (one spouse) and the other spouse  w-2 works? will they take SE spouse income from tax return last year and current spouse pay stub wages or just look at the full 2019 tax return? thanks
I believe they use current income, a 3 month P&L for self employed and 2 recent consecutive pay stubs for w-2.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline avrumy

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Sep 2011
  • Posts: 799
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NJ
Re: jersey care
« Reply #1012 on: June 21, 2020, 05:56:30 PM »
I believe they use current income, a 3 month P&L for self employed and 2 recent consecutive pay stubs for w-2.
In the past i have always given m tax return from previous year.

Online avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 7215
  • Total likes: 1728
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: jersey care
« Reply #1013 on: June 21, 2020, 06:03:12 PM »
In the past i have always given m tax return from previous year.
They ask for that too, but I believe they base it off the current numbers you give them
I wonder what people who type "u" instead of "you" do with all their free time.

Offline avrumy

  • Dansdeals Platinum Elite + Lifetime Gold Elite
  • ******
  • Join Date: Sep 2011
  • Posts: 799
  • Total likes: 5
  • DansDeals.com Hat Tips 2
    • View Profile
  • Location: NJ
Re: jersey care
« Reply #1014 on: June 21, 2020, 06:28:17 PM »
They ask for that too, but I believe they base it off the current numbers you give them
I have only given them my tax return in the past.

Online avromie7

  • Dansdeals Lifetime Presidential Platinum Elite
  • *********
  • Join Date: Feb 2014
  • Posts: 7215
  • Total likes: 1728
  • DansDeals.com Hat Tips 6
    • View Profile
  • Location: Lakewood
Re: jersey care
« Reply #1015 on: June 21, 2020, 06:40:13 PM »
I have only given them my tax return in the past.
Come to think of it, I think i needed a P&L because it was the first year so there was no tax return to base it off.
I wonder what people who type "u" instead of "you" do with all their free time.

Offline flyingace

  • Dansdeals Lifetime Platinum Elite
  • *******
  • Join Date: Jun 2008
  • Posts: 1195
  • Total likes: 232
  • DansDeals.com Hat Tips 0
    • View Profile
Re: jersey care
« Reply #1016 on: June 21, 2020, 10:37:25 PM »
Are you allowed to have jersey care along with employer insurance? Getting conflicting info that jersey care might terminate if they find out you have employer insurance as well.
It depends on your income level.

Offline etech0

  • Dansdeals Lifetime 10K Presidential Platinum Elite
  • *******
  • Join Date: Dec 2013
  • Posts: 12416
  • Total likes: 2474
  • DansDeals.com Hat Tips 1
    • View Profile
  • Location: not lakewood
  • Programs: DDF
Re: jersey care
« Reply #1017 on: June 21, 2020, 10:44:26 PM »
It depends on your income level.
Is that based on this chart?
http://www.njfamilycare.org/income.aspx
Workflowy. You won't know what you're missing until you try it.

Offline refoelaron

  • Dansdeals Bronze Elite
  • *
  • Join Date: Apr 2015
  • Posts: 34
  • Total likes: 0
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: brooklyn
Re: jersey care
« Reply #1018 on: July 02, 2020, 02:39:45 PM »
are renewals taking longer bec. of covid? im waiting over a month

Offline dsw193

  • Dansdeals Platinum Elite + Lifetime Silver Elite
  • *****
  • Join Date: Feb 2013
  • Posts: 650
  • Total likes: 7
  • DansDeals.com Hat Tips 0
    • View Profile
  • Location: Brooklyn, NY
Re: jersey care
« Reply #1019 on: July 27, 2020, 01:51:38 PM »
Does jerseycare/united healthcare cover chiropractor? And what about physical therapy?