jersey care

[notyettaken]

Is it necessary to complete renewal if I'm definitely not eligible. Or should I just wait and be knocked off for not recertifying.

you will not be able to buy insurance without a "qualifying event". Getting kicked of because you are not eligible is a "qualifying event". Getting kicked off because you didn't respond in time is not.
Also it takes time for them to review and you have free insurance until they do.

[moishe1]

On the topic of jersey care and supplemental insurance.
Does anyone have guidance for a good plan that I can get on top of Jersey care if my wife is pregnant? Last time around, I had Horizon Omnia Silver, and it cost me 2500 at the time of birth in addition to the heft premiums. Trying to see if there is a better option.

[yoohoo]

On the topic of jersey care and supplemental insurance.
Does anyone have guidance for a good plan that I can get on top of Jersey care if my wife is pregnant? Last time around, I had Horizon Omnia Silver, and it cost me 2500 at the time of birth in addition to the heft premiums. Trying to see if there is a better option.

isnt JC free?

[Saver2000]

On the topic of jersey care and supplemental insurance.
Does anyone have guidance for a good plan that I can get on top of Jersey care if my wife is pregnant? Last time around, I had Horizon Omnia Silver, and it cost me 2500 at the time of birth in addition to the heft premiums. Trying to see if there is a better option.

Jersey care?
Sounds like a marketplace policy.

[etech0]

On the topic of jersey care and supplemental insurance.
Does anyone have guidance for a good plan that I can get on top of Jersey care if my wife is pregnant? Last time around, I had Horizon Omnia Silver, and it cost me 2500 at the time of birth in addition to the heft premiums. Trying to see if there is a better option.

Did she have both last time? If she has both, the JerseyCare plan should cover the deductible from the Omnia plan.

(If the OB doesn't take JerseyCare, you can ask them to wait to bill for the delivery until after the hospital bills, so the hospital will fill up the deductible but that part of the bill gets covered by JerseyCare)

[moishe1]

Did she have both last time? If she has both, the JerseyCare plan should cover the deductible from the Omnia plan.

(If the OB doesn't take JerseyCare, you can ask them to wait to bill for the delivery until after the hospital bills so that the hospital will fill up the deductible but that part of the bill gets covered by JerseyCare)

She has both, and the OB does not take JerseyCare. The doctor bills that Omnia had me shell out $2400 for was not for the hospital but for the visits before the delivery.

[etech0]

She has both, and the OB does not take JerseyCare. The doctor bills that Omnia had me shell out $2400 for was not for the hospital but for the visits before the delivery.

I'm curious if the OB billed before the hospital billed for the delivery. Because I know people who have done this successfully (specifically with Horizon Omnia plans) and one person who got messed up because the hospital was backlogged and billed after the OB.

If you can ask the OB, maybe they would be willing to wait a few extra days to bill.

I guess the other idea would be to spend more money on a plan with a lower deductible.

[Sam Finkelstein]

Has anyone tried adding a newborn after getting a termination letter for the rest of the household?

[avromie7]

I'm curious if the OB billed before the hospital billed for the delivery. Because I know people who have done this successfully (specifically with Horizon Omnia plans) and one person who got messed up because the hospital was backlogged and billed after the OB.

If you can ask the OB, maybe they would be willing to wait a few extra days to bill.

I guess the other idea would be to spend more money on a plan with a lower deductible.

The Drs love doing this, you just need to ask. It's great for them because they know they'll get paid from insurance and don't need to deal with collections.