Author Topic: Dispute Credit pull?  (Read 112457 times)

Offline Dovdovmoneytree

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Re: Dispute Credit pull?
« Reply #560 on: December 19, 2018, 02:30:24 PM »
Just applied for a lease on a specific model vehicle. Got approved but than the leasing agent calls me back saying THE MODEL I APPROVED FOR ISNT AVAILBLE but he can offer a different model. who and how can i dispute this with? TIA

Which bureau did they pull from? You can read my posts above; I had the same with Equifax (unauthorized, likely fraudulent, pull by Verizon Wireless). It seems pretty tough to dispute a pull without the company who pulled it sending in a letter of deletion. In your case that should be the vehicle finance company i.e Nissan Finance etc. The leasing agent is just the middleman, who likely just lost your biz  >:( Good luck!

Offline Luvisrael

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Re: Dispute Credit pull?
« Reply #561 on: December 19, 2018, 03:12:56 PM »
Which bureau did they pull from? You can read my posts above; I had the same with Equifax (unauthorized, likely fraudulent, pull by Verizon Wireless). It seems pretty tough to dispute a pull without the company who pulled it sending in a letter of deletion. In your case that should be the vehicle finance company i.e Nissan Finance etc. The leasing agent is just the middleman, who likely just lost your biz  >:( Good luck!
it was honda, but i dont know

Offline Dovdovmoneytree

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Re: Dispute Credit pull?
« Reply #562 on: December 19, 2018, 03:40:17 PM »
it was honda, but i dont know

I'm not sure what you mean by "but I don't know". You can try contacting the bureau they pulled from. But more than likely you will need to request from Honda that they send a letter of deletion to the credit bureau- based on the fact that the salesman pulled your leg.
« Last Edit: December 19, 2018, 03:44:14 PM by Dovdovmoneytree »

Offline Zalmy

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Re: Dispute Credit pull?
« Reply #563 on: December 19, 2018, 03:47:32 PM »
Just applied for a lease on a specific model vehicle. Got approved but than the leasing agent calls me back saying THE MODEL I APPROVED FOR ISNT AVAILBLE but he can offer a different model. who and how can i dispute this with? TIA
I had this happen once and i was furious at the guy, never managed to do anything about it

Offline S209

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Re: Dispute Credit pull?
« Reply #564 on: December 19, 2018, 03:50:45 PM »
Just applied for a lease on a specific model vehicle. Got approved but than the leasing agent calls me back saying THE MODEL I APPROVED FOR ISNT AVAILBLE but he can offer a different model. who and how can i dispute this with? TIA
What a jerk! Are you halachically allowed to tell people who it was? Was it in Lakewood?
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline grodnoking

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Re: Dispute Credit pull?
« Reply #565 on: December 19, 2018, 04:14:02 PM »
What a jerk! Are you halachically allowed to tell people who it was? Was it in Lakewood?
Woah! Assumptions assumptions!
I'm not who you think I am.

Offline Luvisrael

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Re: Dispute Credit pull?
« Reply #566 on: December 19, 2018, 04:16:13 PM »
I'm not sure what you mean by "but I don't know". You can try contacting the bureau they pulled from. But more than likely you will need to request from Honda that they send a letter of deletion to the credit bureau- based on the fact that the salesman pulled your leg.
i mean i dont know which  credit bureau they pulled from

Offline LETSGOCUSTOM

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Re: Dispute Credit pull?
« Reply #567 on: December 19, 2018, 04:19:26 PM »
How late does a payment have to be for capital one to report it
Moishe
@ LetsGoCustom.com

Offline Dovdovmoneytree

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Re: Dispute Credit pull?
« Reply #568 on: December 19, 2018, 04:21:56 PM »
What a jerk! Are you halachically allowed to tell people who it was? Was it in Lakewood?

Unfortunately there are jerks everywhere! It is hard to get into their mindset sometimes. I mean; like what exactly are they thinking, who will do biz with them after a bait and switch like that?!

Offline ChaimMoskowitz

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Re: Dispute Credit pull?
« Reply #569 on: December 19, 2018, 04:24:25 PM »
i mean i dont know which  credit bureau they pulled from
CK gives you reports from two of them (TU & EQ).
I just found a new supply of forks!

Offline Zalmy

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Re: Dispute Credit pull?
« Reply #570 on: December 19, 2018, 04:45:45 PM »
Unfortunately there are jerks everywhere! It is hard to get into their mindset sometimes. I mean; like what exactly are they thinking, who will do biz with them after a bait and switch like that?!
Itís actually a common move in sales, based off of the concept of that youíre already in with the credit pulled, may as well get the other car from them

Offline Luvisrael

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Re: Dispute Credit pull?
« Reply #571 on: December 19, 2018, 06:43:03 PM »
Unfortunately there are jerks everywhere! It is hard to get into their mindset sometimes. I mean; like what exactly are they thinking, who will do biz with them after a bait and switch like that?!
not sure if he knew, he went down to pick up the car and heís like oh they donít have any more of that model left. Iím not sure if heís at fault or the Honda dealership

Offline Luvisrael

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Re: Dispute Credit pull?
« Reply #572 on: December 19, 2018, 06:43:44 PM »
CK gives you reports from two of them (TU & EQ).
whats Ck?

Offline Luvisrael

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Re: Dispute Credit pull?
« Reply #573 on: December 19, 2018, 06:45:16 PM »
i mean i dont know which  credit bureau they pulled from
anyone know who Honda pulls from? And how does it work, does it just show on that one buereu or do I now have to dispute all of them

Offline ChaimMoskowitz

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I just found a new supply of forks!

Offline chaim41

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Re: Dispute Credit pull?
« Reply #575 on: May 18, 2022, 10:27:48 AM »
Newbie Question here- I'd greatly appreciate any insight...

Just applied for a lease for my first car.
I got alerts that the dealer pulled my credit 4 times in an attempt to get me approval from 4 different banks. I thought he was going to do it just once.
Although my credit score is excellent, I have a light history because I've never leased a car before, and therefore did not get approved.
I'm wondering if these credit pulls will affect my score significantly and how I can try to reverse them.