Retirement savings have to start well before that.
Wholeheartedly agree. But a system that demands parental support like this kinda makes it difficult.
So let's play this out.
First 5 years, being supported, no extra money.
Next 10 to 15 years , catch up and wedding savings. next 10 to 15 years weddings and support. When is there any time to put away any significant amount of money?