Author Topic: What credit card should I sign up for when I’m 18 years old?  (Read 11281 times)

Offline AsherO

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #100 on: June 30, 2022, 11:56:07 PM »
Take it easy please!

Even if you feel someone is acting cocky or what not it is not necessary to post snide comments etc.. If you don't like what someone is posting ignore him.

I would report to the moderator but.... ;)

You’re saying I can’t defend myself when someone calls me retarded? You’re insta-BANNED!! :D
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Offline drosenberg88429

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #101 on: July 01, 2022, 01:21:44 AM »
I think there may be an element of deindividuation and herd mentality at play.

We have a bunch of very good, nice, caring, kind, funny, knowledgeable, helpful, and empathetic people over here. The DDF community never ceases to impress. I'm not exaggerating when I say that I think it's one of the highest quality online forums in the frum community (from the limited forums I've seen), in terms of the intellectual value, the writing quality, the intelligent give and take, the knowledgeability of the user base, the refreshing dichotomy of hashkafic solidness while simultaneously respecting the rich diversity that exists here, and more. There's a lot of to proud of.

However, this seems to be one of our weak points. When someone calls someone out for saying something they don't think is wise (particularly if it's a new member), we sometimes all jump on the bandwagon to get in on the fun in trying to outdo each other in getting in the wittiest line and the sharpest retort to put to person in their place.

It happens everywhere in the world, and is endemic to the human condition. However, as such a high quality forum that prides ourselves on being a welcoming environment, and a community comprised primarily of a religious demographic that has a strong focus of kindness and interpersonal sensitivity, I think we need to hold ourselves to a higher standard.

It's very easy to lose sight when it happens, and feels so innocent, and I'm not accusing anyone of anything. I just think it's something we should remain hyper cognizant of. Staying away from letting things get personal, and attempting to keep discussion productive, makes this forum a better place and resource for everyone.

Sorry for the rant. I'll get off soapbox now.

Offline AsherO

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #102 on: July 01, 2022, 08:32:38 AM »
I think there may be an element of deindividuation and herd mentality at play.

We have a bunch of very good, nice, caring, kind, funny, knowledgeable, helpful, and empathetic people over here. The DDF community never ceases to impress. I'm not exaggerating when I say that I think it's one of the highest quality online forums in the frum community (from the limited forums I've seen), in terms of the intellectual value, the writing quality, the intelligent give and take, the knowledgeability of the user base, the refreshing dichotomy of hashkafic solidness while simultaneously respecting the rich diversity that exists here, and more. There's a lot of to proud of.

However, this seems to be one of our weak points. When someone calls someone out for saying something they don't think is wise (particularly if it's a new member), we sometimes all jump on the bandwagon to get in on the fun in trying to outdo each other in getting in the wittiest line and the sharpest retort to put to person in their place.

It happens everywhere in the world, and is endemic to the human condition. However, as such a high quality forum that prides ourselves on being a welcoming environment, and a community comprised primarily of a religious demographic that has a strong focus of kindness and interpersonal sensitivity, I think we need to hold ourselves to a higher standard.

It's very easy to lose sight when it happens, and feels so innocent, and I'm not accusing anyone of anything. I just think it's something we should remain hyper cognizant of. Staying away from letting things get personal, and attempting to keep discussion productive, makes this forum a better place and resource for everyone.

Sorry for the rant. I'll get off soapbox now.

What you’re saying is true and possibly happened later on, but that’s not where things started going downhill.

OP asked a question and got answers he wasn’t looking for and thought weren’t relevant, so he doubled and tripled down, and people pushed back.
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Offline The best guy

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #103 on: July 01, 2022, 09:59:36 AM »
What you’re saying is true and possibly happened later on, but that’s not where things started going downhill.

OP asked a question and got answers he wasn’t looking for and thought weren’t relevant, so he doubled and tripled down, and people pushed back.
His point is not when, what….. his point is if you have a HELPFUL comment reply/post it, if it’s something you think is dumb or anything you want to call it then ignore it that’s all! Be flexible! If it’s a personal PM then I understand why your getting bothered but it’s not so ignore!

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #104 on: July 01, 2022, 10:04:23 AM »


His point is not when, what….. his point is if you have a HELPFUL comment reply/post it, if it’s something you think is dumb or anything you want to call it then ignore it that’s all! Be flexible! If it’s a personal PM then I understand why your getting bothered but it’s not so ignore!

I have some advice for you too. Here it is. A quote from a wise man and not just any but the best guy :


His point is not when, what….. his point is if you have a HELPFUL comment reply/post it, if it’s something you think is dumb or anything you want to call it then ignore it that’s all! Be flexible! If it’s a personal PM then I understand why your getting bothered but it’s not so ignore!



Feelings don't care about your facts

Offline Lurker

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #105 on: July 01, 2022, 10:27:41 AM »
Time to delete this thread. Absolutely nothing useful here.
Failing at maintaining Lurker status.

Online Yehuda57

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #106 on: July 01, 2022, 10:37:27 AM »
I think there may be an element of deindividuation and herd mentality at play.

We have a bunch of very good, nice, caring, kind, funny, knowledgeable, helpful, and empathetic people over here. The DDF community never ceases to impress. I'm not exaggerating when I say that I think it's one of the highest quality online forums in the frum community (from the limited forums I've seen), in terms of the intellectual value, the writing quality, the intelligent give and take, the knowledgeability of the user base, the refreshing dichotomy of hashkafic solidness while simultaneously respecting the rich diversity that exists here, and more. There's a lot of to proud of.

However, this seems to be one of our weak points. When someone calls someone out for saying something they don't think is wise (particularly if it's a new member), we sometimes all jump on the bandwagon to get in on the fun in trying to outdo each other in getting in the wittiest line and the sharpest retort to put to person in their place.

It happens everywhere in the world, and is endemic to the human condition. However, as such a high quality forum that prides ourselves on being a welcoming environment, and a community comprised primarily of a religious demographic that has a strong focus of kindness and interpersonal sensitivity, I think we need to hold ourselves to a higher standard.

It's very easy to lose sight when it happens, and feels so innocent, and I'm not accusing anyone of anything. I just think it's something we should remain hyper cognizant of. Staying away from letting things get personal, and attempting to keep discussion productive, makes this forum a better place and resource for everyone.

Sorry for the rant. I'll get off soapbox now.

As far as rants go, that was pathetic. Stated far too clearly with nary a hint of unhinged madness. You need to work on that.

While your points are well taken and certainly ring true, I think they are misplaced on this thread.

Offline YitzyS

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #107 on: July 01, 2022, 10:37:55 AM »
Time to delete this thread. Absolutely nothing useful here.
-1. There were some very solid posts. Good advice, and good perspectives. Maybe just delete specific posts.

Offline AsherO

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #108 on: July 01, 2022, 10:39:32 AM »
His point is not when, what….. his point is if you have a HELPFUL comment reply/post it, if it’s something you think is dumb or anything you want to call it then ignore it that’s all! Be flexible! If it’s a personal PM then I understand why your getting bothered but it’s not so ignore!

Wait, so people were posting unhelpful things that you weren’t receptive to because of your flexibility?
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Offline AsherO

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #109 on: July 01, 2022, 10:40:28 AM »
Time to delete this thread. Absolutely nothing useful here.

Actually a lot of useful info for an 18 year old starting out, but maybe not what they want to hear.
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Offline Sam 77

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #110 on: July 01, 2022, 10:46:43 AM »
Chase freedom student.

Offline WonderingYid

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Re: What credit card should I sign up for when I’m 18 years old?
« Reply #111 on: July 01, 2022, 12:22:28 PM »
Chase Freedom Unlimited, if you had a Chase account for a little while, apply in branch when they have a spend $500 get $250/$200.