Just curious, can the OP (assuming it's a dude) sell the house to his wife as a vacant property? Idk it that would cause any headaches with the mortgage, but perhaps there's s legal and halachic way to do that.
P.S. No need to kill me for not totally destroying the OP. I do not condone any inappropriate behavior and any post of mine that seems to imply otherwise is entirely coincidental. Any names, places or characters are fictional and their resemblance to anything in reality is due to a bug in the Matrix.