renters insurance

[bubbles]

Did you do some research before you took out the plan?
IN other words why did you choose Geico ?

No real research. I just picked them because I use them for car so I got a discount for that and it's not like it's all that much $$ either way. Sorry if that's not the DDF way

[Yeki89]

after research i signed ith costco ameriprise, 30k plus 12k in jwlery 5k silver, $185 per year. $250 deducable. It came with high recomedation

[Dan]

Traveler's gave me very good renters rates.

[Yeki89]

Traveler's gave me very good renters rates.

can u elaborate? 

[AsherO]

can u elaborate? 

I don't think you can compare since Dan lives in a different area and might have different coverage needs.

[Yeki89]

true, but we still can compare.
i know im pay $20 more then other companies, but i was told by two people that made claims that it was hassle free, so it was worth the extra $$$

[AsherO]

true, but we still can compare.
i know im pay $20 more then other companies, but i was told by two people that made claims that it was hassle free, so it was worth the extra $$$

How does that make it easier to compare? You just added a variable to the equation...

[BAHayman]

true, but we still can compare.
i know im pay $20 more then other companies, but i was told by two people that made claims that it was hassle free, so it was worth the extra $$$

+1, Ameriprise is amazing! They gave out checks for the food that went bad in your fridge during the huge snowstorm / power outage a month or 2 ago. BTW they offer a "Home Media Package" for $40 a year that covers TV, Laptop, Cell Phones etc. When liquid spilled on my laptop I had a check in my mailbox by the end of the week. Thats the only reason I haven't switched to USAA yet even though they are cheaper, although I am hearing good things about USAA as well...

[Yeki89]

my parents had a flood, no pictures, no documents... just a check in the mail!

[miamiles]

geico ....about $300 a year for home in fl

[Yeki89]

I needed to make a claim on a braclet, hassle free
1. no appraisal
2. no receipt

just emailed a picture

Check is in the mail

[kishke]

after research i signed ith costco ameriprise, 30k plus 12k in jwlery 5k silver, $185 per year. $250 deducable. It came with high recomedation
they claim they dont do insurance in ny

[Kvending]

my parents had a flood, no pictures, no documents... just a check in the mail!

How much was the check if you don't mind me asking. Because usually when it's above $5,000 the insurance usually looks for loopholes to see how they can get out of paying. I've seen it happen to someone once.

[Yeki89]

1.5k

[Kvending]

1.5k

That makes sense now. I don't mean to be noisy but I just wanted to see if what I saw happen was just a fluke or is it the consistent way insurances operate. Thanks.