Author Topic: DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??  (Read 825 times)

Offline q

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DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??
« on: November 09, 2022, 03:21:21 PM »
hey I see all the time that chase business cards do not get added to your credit report and therefore not included in the 5/24 rule so I just applied for the 2 chase ink cards at once and got mess. that will receive answer in 7 to 10 days so I called the reconsideration number and they told me I reached my 5/42 limit and they went through all the cards with me over the phone but 2 out of the 5 cards are business cards one from chase and one from amex?

Offline AJK

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Re: DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??
« Reply #1 on: November 09, 2022, 03:31:04 PM »
Not sure why you need to yell in your subject.

In any event, Chase doesn't know about your Amex business cards, so you misheard them.

They obviously know about your Chase cards.
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Offline ckmk47

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Re: DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??
« Reply #2 on: November 09, 2022, 05:33:37 PM »
I thought business cards aren't counted towards your 5/24.

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Offline monsey yid

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Re: DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??
« Reply #3 on: November 09, 2022, 11:54:22 PM »
It does count but Amex business cards , chase has no way of knowing how much you have since it’s not getting reported on your credit report
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Offline Shaya E

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Re: DO BUSINESS CARDS GET REPORTED ON YOUR PERSONAL CREDIT REPORT??
« Reply #4 on: November 10, 2022, 01:12:57 AM »
It should not count. Even Chase cards. You must be under 5/24 to get one but the cards themselves should not count ever

I'm assuming you got an uninformed rep. HUCA.