Author Topic: No annual fee and no forex fee card?  (Read 1324 times)

Offline peace123

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No annual fee and no forex fee card?
« on: December 06, 2022, 08:43:41 PM »
I have the costco visa card. Does it have no foreign transaction fee if used overseas in Asia? Is there a card that has low annual fee, free lounge pass, zero forex fee and good bonus points offer that I can apply for? I am traveling to asia in late Dec.
thanks

Offline Shaya E

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Re: No annual fee and no forex fee card?
« Reply #1 on: December 06, 2022, 09:49:04 PM »
Off the top of my head, the Hilton Surpass should check all your boxes. Might be better options, that is the first thing I thought of though.

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Re: No annual fee and no forex fee card?
« Reply #2 on: December 06, 2022, 11:34:15 PM »
Off the top of my head, the Hilton Surpass should check all your boxes. Might be better options, that is the first thing I thought of though.
IINM, all travel (airline and hotel) cards have no forex fees and some have no AF (Delta Amex blue, United gateway, IHG traveler). The surpass actually has an AF, you probably meant the Hilton Honors.

Offline peace123

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Re: No annual fee and no forex fee card?
« Reply #3 on: December 07, 2022, 12:41:08 AM »
Off the top of my head, the Hilton Surpass should check all your boxes. Might be better options, that is the first thing I thought of though.
If I apply and get approved now, when will I receive the priority pass? I have international travel just before Christmas ave

Offline Shaya E

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Re: No annual fee and no forex fee card?
« Reply #4 on: December 07, 2022, 11:20:06 AM »
IINM, all travel (airline and hotel) cards have no forex fees and some have no AF (Delta Amex blue, United gateway, IHG traveler). The surpass actually has an AF, you probably meant the Hilton Honors.
OP didn't ask for no AF. He said low AF. Those are better options if all you care about are the froex fees. OP asked for PP access though, hence the Surpass.

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Re: No annual fee and no forex fee card?
« Reply #5 on: December 07, 2022, 12:09:32 PM »
If I apply and get approved now, when will I receive the priority pass? I have international travel just before Christmas ave
If you get instantly approved, you should be able to call Amex and request the PP.

Offline peace123

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Re: No annual fee and no forex fee card?
« Reply #6 on: December 07, 2022, 05:12:25 PM »
If you get instantly approved, you should be able to call Amex and request the PP.
I have the no fee amex hilton card and online gives me "upgrade request" option. If I upgrade, there won't be credit pull right? I know there is no bonus. but i will have to pay annual fee $95. anyway to avoid the fee? My travel is in Decemberr and Jan month only. and lounge pass is handled by priority pass company which says takes 10 to 15 days to receive.

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Re: No annual fee and no forex fee card?
« Reply #7 on: December 07, 2022, 07:15:24 PM »
It takes them some time to process your application and generate a membership number.
THEN you can get a mobile PP card through the PP app. So no need to wait until they produce the card and mail it.
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Offline peace123

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Re: No annual fee and no forex fee card?
« Reply #8 on: December 09, 2022, 09:17:58 AM »
It takes them some time to process your application and generate a membership number.
THEN you can get a mobile PP card through the PP app. So no need to wait until they produce the card and mail it.
can i do the upgrade and cancel when the fee hits? it says $95 fee around 45 days after upgrade. I just need the lounge access from this in late december.

i will get the priority select pass digitally and don't need the card?