Author Topic: Large $75k purchase, better on Ink Plus or Amex Business Platinum?  (Read 1645 times)

Offline ghurty

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I have currently a one-time purchase of $75k to put on my card this week. Is it better to use the Chase Ink Business Plus (1 X points) or the Amex Business Platinum (1.5X points). Note, I generally use my points for travel (hotels, and airlines), and do not sell my points.

I guess the question is, is 75,000 chase points worth more then 112,000 Amex points
Thank you

Offline Joel

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #1 on: December 27, 2022, 11:49:51 AM »
Do you have a 75k credit line with chase?

Offline shmebeble

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #2 on: December 27, 2022, 11:50:22 AM »
I have currently a one-time purchase of $75k to put on my card this week. Is it better to use the Chase Ink Business Plus (1 X points) or the Amex Business Platinum (1.5X points). Note, I generally use my points for travel (hotels, and airlines), and do not sell my points.

I guess the question is, is 75,000 chase points worth more then 112,000 Amex points
Thank you
I would change the card to another ink product for 1.5x points

Offline Dan

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #3 on: December 27, 2022, 11:52:22 AM »
I have currently a one-time purchase of $75k to put on my card this week. Is it better to use the Chase Ink Business Plus (1 X points) or the Amex Business Platinum (1.5X points). Note, I generally use my points for travel (hotels, and airlines), and do not sell my points.

I guess the question is, is 75,000 chase points worth more then 112,000 Amex points
Thank you
Why not open a new Ink Unlimited and earn 202.5K miles?
https://www.dansdeals.com/credit-cards/awesome-earn-record-high-90000-points-excellent-no-annual-fee-chase-ink-unlimited-card/

Save your time, I don't answer PM. Post it in the forum and a dedicated DDF'er will get back to you as soon as possible.

Offline S209

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #4 on: December 27, 2022, 11:58:12 AM »
I have currently a one-time purchase of $75k to put on my card this week. Is it better to use the Chase Ink Business Plus (1 X points) or the Amex Business Platinum (1.5X points). Note, I generally use my points for travel (hotels, and airlines), and do not sell my points.

I guess the question is, is 75,000 chase points worth more then 112,000 Amex points
Thank you
Open a new business platinum with a 250K offer for 362,500 MR (worth $5,582.50 towards airlines)
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline ghurty

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #5 on: December 27, 2022, 12:01:22 PM »
Do you have a 75k credit line with chase?
Yes, my current card has a credit line that can cover it. I do have also a Saphire preferred if it makes the points more valuable.

Thank you

Offline ghurty

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #6 on: December 27, 2022, 12:02:55 PM »
Open a new business platinum with a 250K offer for 362,500 MR (worth $5,582.50 towards airlines)
I doubt my new card will right away give me the $75k limit, unless chase will allow me to transfer from my other ink card, long term is that card better then my regular business plus?

Thank you

Offline Naftuli19

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #7 on: December 27, 2022, 12:03:06 PM »
Open a new business platinum with a 250K offer for 362,500 MR (worth $5,582.50 towards airlines)
Need to get the via mailer no?
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Offline Naftuli19

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #8 on: December 27, 2022, 12:04:15 PM »
I doubt my new card will right away give me the $75k limit, unless chase will allow me to transfer from my other ink card, long term is that card better then my regular business plus?

Thank you
You shouldn't have a issue moving CL.
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Offline Dan

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #9 on: December 27, 2022, 12:04:29 PM »
I doubt my new card will right away give me the $75k limit, unless chase will allow me to transfer from my other ink card, long term is that card better then my regular business plus?

Thank you
You can transfer limits with Chase.
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Offline ghurty

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #10 on: December 27, 2022, 12:04:43 PM »
Open a new business platinum with a 250K offer for 362,500 MR (worth $5,582.50 towards airlines)
I currently have a business platinum, so I would need to order one of the other versions and then need to transfer over the credit line, as I want to get it done by end of year, as I want the expense for this year.

Thank you

Offline S209

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #11 on: December 27, 2022, 12:04:46 PM »
Need to get the via mailer no?
Maybe
I doubt my new card will right away give me the $75k limit, unless chase will allow me to transfer from my other ink card, long term is that card better then my regular business plus?

Thank you
I assume you quoted the wrong post
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline S209

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #12 on: December 27, 2022, 12:06:09 PM »
I currently have a business platinum, so I would need to order one of the other versions and then need to transfer over the credit line, as I want to get it done by end of year, as I want the expense for this year.

Thank you
BP doesn’t have a CL and this offer has no lifetime language. But you’re probably better off in the long term anyway getting the Ink Unlimited.
Quote from: YitzyS
Quotes in a signature is annoying, as it comes across as an independent post.

Offline ghurty

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #13 on: December 27, 2022, 12:44:43 PM »
Thank you, everyone, I just applied for Ink Unlimited and got approved for just under $100k. I now need to get them to activate the card so I can spend before the end of the year

Offline Spoon

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #14 on: December 27, 2022, 02:57:45 PM »
Thank you, everyone, I just applied for Ink Unlimited and got approved for just under $100k. I now need to get them to activate the card so I can spend before the end of the year

Call them to expedite it.

If it doesn't have to be one swipe I would apply for another Chase card (or 2) to capture an extra SUB

Offline Dan

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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #15 on: December 27, 2022, 02:59:09 PM »
If it doesn't have to be one swipe I would another apply for another Chase card (or 2) to capture an extra SUB
+1.
People are getting 2, 3, or even 4 Ink approvals these days.

https://www.dansdeals.com/credit-cards/never-better-time-apply-chase-ink-cards-right-now/
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Re: Large $75k purchase, better on Ink Plus or Amex Business Platinum?
« Reply #16 on: December 27, 2022, 03:45:42 PM »
Thank you, everyone, I just applied for Ink Unlimited and got approved for just under $100k. I now need to get them to activate the card so I can spend before the end of the year
Call them to expedite it.
If they don't let you expedite the new card, make an employee card and they can overnight that one for you...