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Author Topic: Chapter 13 Bankruptcy  (Read 1660 times)

Offline 6279

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Chapter 13 Bankruptcy
« on: January 09, 2023, 09:31:01 AM »
I have been approved for 2 Chase business cards but have been denied for the Reserve due to them telling me I have a Chapter 13 Bankruptcy on my Experian credit report. The issue is that I have never had such a bankruptcy- my credit score is in the 800s & Most strangely when I look at my Experian credit report NO such bankruptcy is there. Any insights???
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Offline theblakdavid

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Re: Chapter 13 Bankruptcy
« Reply #1 on: January 10, 2023, 07:23:47 AM »
Quote from: 6279 on January 09, 2023, 09:31:01 AM
I have been approved for 2 Chase business cards but have been denied for the Reserve due to them telling me I have a Chapter 13 Bankruptcy on my Experian credit report. The issue is that I have never had such a bankruptcy- my credit score is in the 800s & Most strangely when I look at my Experian credit report NO such bankruptcy is there. Any insights???
Doesnt chapter 13 mean payment plan to reduce debt.
It is not like chapter 11 - did you have something like that recently?
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Offline 6279

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Re: Chapter 13 Bankruptcy
« Reply #2 on: January 10, 2023, 07:28:39 AM »
No- At most I had was an agreed upon payment plan without any court order
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Offline cozmohoot

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Re: Chapter 13 Bankruptcy
« Reply #3 on: January 24, 2023, 05:39:30 AM »
How does someone get a payment plan arranged?

Anyone ever use Gemach chasdei yosef?
They heavily advertise in Brooklyn..
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Offline theblakdavid

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Re: Chapter 13 Bankruptcy
« Reply #4 on: January 25, 2023, 05:19:05 PM »
Quote from: cozmohoot on January 24, 2023, 05:39:30 AM
How does someone get a payment plan arranged?

Anyone ever use Gemach chasdei yosef?
They heavily advertise in Brooklyn..
Most cc issuers have their own program by now.
I was offered from Amex, Capone , citi
All online very convenient
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Offline ExGingi

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Re: Chapter 13 Bankruptcy
« Reply #5 on: January 25, 2023, 06:06:28 PM »
Quote from: cozmohoot on January 24, 2023, 05:39:30 AM
How does someone get a payment plan arranged?

Anyone ever use Gemach chasdei yosef?
They heavily advertise in Brooklyn..

Why does a business advertise as Gemach?
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Online aygart

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Re: Chapter 13 Bankruptcy
« Reply #6 on: January 25, 2023, 06:07:22 PM »
Quote from: ExGingi on January 25, 2023, 06:06:28 PM
Why does a business advertise as Gemach?

They started off doing good and ended up doing well.
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Feelings don't care about your facts

Offline cozmohoot

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Re: Chapter 13 Bankruptcy
« Reply #7 on: January 25, 2023, 07:24:34 PM »
Quote from: ExGingi on January 25, 2023, 06:06:28 PM
Why does a business advertise as Gemach?
Good question..
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