Author Topic: Amex SUB ineligibility  (Read 706 times)

Offline Mareh Makom

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Amex SUB ineligibility
« on: January 22, 2023, 05:13:18 PM »
Hi all. I tried to sign up DW for and amex plat in December, and each time a I tried a pop up came up saying that she was not eligible for the SUB. I thought maybe because she was an AU on my plat it thought she had the card already?
    We called up amex and after much confusion (on their end of what i was talking about) they said that they have other "reasons " why some people are ineligible for SUB's.
     Anyways I recently tried to sign her up for the Gold card, with the same results. She currently has only 3 amex cards open , one of them is for a business. Anyone experienced this or know what to do ? Would be really helpful, thanks

Offline Mareh Makom

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Re: Amex SUB ineligibility
« Reply #1 on: January 22, 2023, 05:19:36 PM »
(Also she hasn't had any of the cards previously, although she is an AU on both of them)

Offline Ankster

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Re: Amex SUB ineligibility
« Reply #2 on: January 22, 2023, 05:44:04 PM »
You can receive the AMEX popup when applying for a credit card even if you haven't had it before. AMEX utilizes a variety of parameters to decide who they are willing to give a SUB to. There is no definitive way to get out of popup jail. You can try spending more on her existing cards, etc. but there is no guarantee.

https://onemileatatime.com/guides/amex-application-pop-up-warning/

Offline Mareh Makom

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Re: Amex SUB ineligibility
« Reply #3 on: January 23, 2023, 02:55:25 AM »
Thanks. So it doesn't have to do with her being an AU on my cards? Or living at the same address as me when i had those cards already ?