Business Credit Cards with 0% intro APR for purchases

[KidOOO]

Amazing. What were the credit lines?

$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?

[chbochur]

$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?

Wow really happy that worked out for you. And thanks for the tip on how to get them to approve you.

In regards to transferring credit lines from what I read officially they don't allow but this might work.
https://interunet.com/credit-limit-transfer-from-one-us-bank-credit-card-to-another

[ExGingi]

$25K on the first (18 months). A month later, I tried the other one and got $38K (15 months)

I first opened a business account and put $5K in it, let it sit for a few weeks, and then applied.

In the future, I wonder if I can open both and then move the credit limit from 15 to 18 to get the entire balance for 18 months.

Any idea if US bank does that?

Do you mean you opened a business checking account?

I got a 25k limit on the card that gives 2% on the most used categories. Did some MS on it to the max until PPBP died. For some reason I overlooked the 15 month 0% APR with 1% on all purchases, and applied for the 18 month 0% apr. Got 9k line on that one. Was planning on calling to shift lines around, but might first do some MS to get 2%.

[KidOOO]

Do you mean you opened a business checking account?

I got a 25k limit on the card that gives 2% on the most used categories. Did some MS on it to the max until PPBP died. For some reason I overlooked the 15 month 0% APR with 1% on all purchases, and applied for the 18 month 0% apr. Got 9k line on that one. Was planning on calling to shift lines around, but might first do some MS to get 2%.

Yes a business checking account. was a tip I got from a credit repair guy who seems to know a thing or two

[KidOOO]

Wow really happy that worked out for you. And thanks for the tip on how to get them to approve you.

In regards to transferring credit lines from what I read officially they don't allow but this might work.
https://interunet.com/credit-limit-transfer-from-one-us-bank-credit-card-to-another

I found this re: moving credit between cards with US bank, seems like a no go
https://www.doctorofcredit.com/things-everybody-should-know-about-us-bank-credit-cards/#comment-538410

[KidOOO]

Apart from US Bank, are there any other good 0% APR business cards for balance transfers (not just purchases)?

[KidOOO]

Seems like US bank 0% APR is now only for purchases, not balance transfers

[chbochur]

Seems like US bank 0% APR is now only for purchases, not balance transfers

Why is that a deal breaker?

[KidOOO]

Why is that a deal breaker?

If you need a balance transfer?  very few business cards offer 0% APR for balance transfer

[chbochur]

If you need a balance transfer?  very few business cards offer 0% APR for balance transfer

Why not PayPal to a friend (make sure the bank doesn't count as cash advance)

[KidOOO]

Why not PayPal to a friend (make sure the bank doesn't count as cash advance)

It's a large amount. Do you think sending $30K through PayPal will be an issue? Also, the friend needs to send it back. It sounds like a huge hassle and risky

[Yef]

Any good 0%apr cards that can do balance transfer from previous card?

[nescafe]

What is the best option for a business CC with 0% APR, other than chase ink? TIA

[Mr. CC]

What is the best option for a business CC with 0% APR, other than chase ink? TIA

https://www.usbank.com/business-banking/business-credit-cards/business-triple-cash-back-credit-card.html
With a $750 bonus

[chbochur]

What is the best option for a business CC with 0% APR, other than chase ink? TIA

With realistic approval odds (and able to transfer credit line) probably Amex bus blue cash

[nescafe]

https://www.usbank.com/business-banking/business-credit-cards/business-triple-cash-back-credit-card.html
With a $750 bonus

Does US Bank report business cards to the credit bureaus?

[Mr. CC]

Does US Bank report business cards to the credit bureaus?

DoC claims that they do not report.

[Spoon]

Does US Bank report business cards to the credit bureaus?

no

[nescafe]

Does expiration of promotional APR mean that the balance is due on that day, or that purchases thru that day qualify, and the balance is due on the next due date?

[Travel Lover]

Does expiration of promotional APR mean that the balance is due on that day, or that purchases thru that day qualify, and the balance is due on the next due date?

It generally means that any balance carried past that date will be subject to APR (retroactivley). So to avoid any interest you should pay down by that date.