Author Topic: Mobile Depositi for Echecks - stopped working?  (Read 2625 times)

Offline Thingywingy

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Mobile Depositi for Echecks - stopped working?
« on: February 17, 2023, 04:47:37 PM »
I regularly receive echecks and have successfully deposited them in both my Chase and TD accounts. I have two checks now and have not been able to deposit at either bank. I tried reprinting then on another printer but that did not help. Have those banks changed their policy regarding e-checks? Could there be some setting on my iPhone camera that lowered the quality of the photo? Any suggestions?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #1 on: February 17, 2023, 04:51:06 PM »
I did one last week with chase.

Regular printing omitted the account info on the bottom so of course it errored out, so I printed to PDF and then printed normally and it worked fine.
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Offline Thingywingy

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #2 on: February 17, 2023, 04:57:56 PM »
My printouts include the numbers on the bottom. I assume that is what you mean by "account info"? This is so strange, I have been doing this for years and have never had a problem.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Alexsei

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #3 on: February 17, 2023, 04:59:38 PM »
The backer can also cause issues
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Offline JACKBLUE

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #4 on: February 17, 2023, 05:02:27 PM »
I deposit them to Chase regularly, it can take 5-6 times for them to accept it though.

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #5 on: February 17, 2023, 05:02:51 PM »
I just had this problem with Alliant CU yesterday. Moved to a room with natural light and it worked.
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Offline Yo ssi

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #6 on: February 17, 2023, 05:05:54 PM »
Haven't had issues, I don't print them, I just leave them on the computer and scan with my phone. (Life hack)
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Offline Thingywingy

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #7 on: February 17, 2023, 05:11:42 PM »
The backer can also cause issues
You mean the issuer of the check?
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Alexsei

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #8 on: February 19, 2023, 10:06:08 AM »
You mean the issuer of the check?
I mean the reverse side
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Offline Thingywingy

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #9 on: February 19, 2023, 03:05:44 PM »
No sure if I follow. You mean if the check is not being deposited into the account of the person it was made out to? The checks in question are made out to me, and I endorsed the back.
I am sometimes accused of overthinking things. I am still mulling over whether that accusation has merit.

Offline Alexsei

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #10 on: February 19, 2023, 03:09:08 PM »
No sure if I follow. You mean if the check is not being deposited into the account of the person it was made out to? The checks in question are made out to me, and I endorsed the back.
Sometimes the layout or print quality of the reverse side can cause the deposit to error, since the main focus is always the face I'm pointing that out
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Offline Joel

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Re: Mobile Depositi for Echecks - stopped working?
« Reply #11 on: February 19, 2023, 05:16:16 PM »
Try using a dark background